609 N Maple St, Creston, IA 50801 Property Records

Union County property record for 609 N Maple St, Creston, IA 50801

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,490 sqft · built 1908
Lot Size	0.154 acres (6,710 sqft)
Owner	Individual Name on Record
Last Sale	$60,000 (Apr 2020)
Tax Bill	$686 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0501404003`

Property Details

APN / Parcel Number

Primary APN	`0501404003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
1st Floor Area	728 sqft
Basement Area	798 sqft
Unfinished Basement	546 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	6,710 sqft (0.154 acres)
Lot Dimensions	122 ft deep x 55 ft wide
Porch	Slab
Porch Area	132 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	609 N MAPLE ST
City	CRESTON
State	IA
Zip	50801-1507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2ND NORTHERN BLK 1 LOT 11
Legal Subdivision	SECOND NORTHERN ADDITION
Legal Block	1
Legal Lot Number	11
Jurisdiction	UNION IA
Township / Civil Division	CRESTON
Census Block Group	5
Census Block	5008
Census Tract	190400

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 N MAPLE ST, CRESTON, IA 50801-1507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2025	Deed of Trust, Mortgage LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Apr 22, 2020	Warranty Deed, Transfer · Conventional Mortgage STATE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2020 · Amount on Record
Deed Sale	Apr 22, 2020 · Amount on Record
Prior Sale	Nov 17, 2009 · Amount on Record
Deed Document Number	2020668
Deed Book / Page	1219 / 20
Prior Transfer Date	Nov 1, 2016
Prior Transfer Doc	1138/020
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION IA
Property Address	609 N MAPLE ST, CRESTON, IA 50801-1507
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001361/142
Date	Aug 26, 2025
Book Page	1361/142
Instrument	2025-00001414

Lender

Name	LINCOLN FEDERAL SAVINGS BANK OF NEBRASKA
Type	Bank
Address	LINCOLN, NE 68501

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Aug 26, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION IA
Recording Date	Apr 22, 2020
Property Address	609 N MAPLE ST, CRESTON, IA 50801-1507
Document Number	0001219/20
Book / Page	1219 / 20
Instrument Date	Mar 11, 2020
Instrument	2020-00000668
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$95.20
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N MAPLE ST, CRESTON, IA 50801-1507

Mortgage

Document Number	0001219/22
Date	Apr 22, 2020
Book Page	1219/22
Instrument	2020-00000669

Lender

Name	STATE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Creston City
County	Union County
Unified School District	Creston Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$52,080 (-) Land $8,250 Building $43,830	$52,080 (-) Land $8,250 Building $43,830
2025	$686.00 (-20.88%) Homeowner's exemption	$52,080 (-13.03%) Land $8,250 Building $43,830	$52,080 (-13.03%) Land $8,250 Building $43,830
2024	$867.00 (-15.5%)
2023		$59,880 Land $8,830 Building $51,050	$59,880 Land $8,830 Building $51,050
2022	$1,026.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	9 (1981–2026)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRESTON WATER SUPPLY serves 7,536 people · EPA ID IA8816089
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	7 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment Techniques Jun 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Lockridge Networks Fixed Wireless	100 / 20

May also be available: Nextlink, OmniTel-Interstate Cablevision.

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