St. Johns County property record for 609 N Legacy Trl, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 2,287 sqft · built 2013 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $294,758 (Dec 2013) |
| Tax Bill | $3,093 (2025) |
| Deeds & Mortgages | Mar 2020 Transfer Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 029221-1760 |
| Primary APN | 029221-1760 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,287 sqft Living Area |
| Gross Area | 2,952 sqft |
| 1st Floor Area | 2,287 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Attached |
| Garage Area | 515 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 399 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 609 N LEGACY TRL |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-2713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 54/15-29 CASCADES AT WORLD GOLF VILLAGE LOT 176 OR3829/1186 & 4908/1474 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | CASCADES AT WORLD GOLF VILLAGE |
| Legal Block | 3 |
| Legal Lot Number | 176 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20908 |
609 N Legacy Trl is owned and occupied by two individuals who bought it in December 2013.
Source: St. Johns County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-2713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 24, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Apr 9, 2018 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2013 · Amount on File |
| Deed Sale | Dec 27, 2013 · Amount on File |
| Deed Document Number | 201383079 |
| Deed Book / Page | 3829 / 1186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 24, 2020 |
| Property Address | 609 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-2713 |
| Document Number | 0049081474 |
| Book / Page | 004908 / 001474 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 23603 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 2513 W CAPARINA DR WEATOGUE CT 06089, WEATOGUE, CT 06089 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 609 N LEGACY TRL, SAINT AUGUSTINE, FL 32092-2713 |
| Document Number | 0045311773 |
| Instrument Date | Apr 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 N LEGACY TRL ST AUGUSTINE FL 320922713, ST AUGUSTINE, FL 32092-2713 |
| Document Number | 0045311773 |
|---|---|
| Date | Apr 16, 2018 |
| Book Page | 004531/001773 |
| Instrument | 25278 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 15, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
The 2025 property tax bill for 609 N Legacy Trl was $3,093 with a homeowner's exemption, up 13.4% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,233 (+2.7%) | $362,438 (-7.99%) Land $80,000 Building $282,438 | |
| 2025 | $3,093.00 (+13.38%) Homeowner's exemption | $243,654 (+2.9%) | $393,924 (-0.99%) Land $86,000 Building $307,924 |
| 2024 | $2,728.00 (+2.1%) Homeowner's exemption | $236,787 (+3%) | $397,843 (+5.25%) Land $82,000 Building $315,843 |
| 2023 | $2,672.00 (+3.21%) Homeowner's exemption | $229,890 (+3%) | $378,004 (+4.19%) Land $82,000 Building $296,004 |
| 2022 | $2,589.00 Homeowner's exemption | $223,194 | $362,811 Land $78,400 Building $284,411 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 N Legacy Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 175 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 175 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 N Legacy Trl is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 1,000 / 1,000 |
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