609 N John St, McHenry, IL 60050 Property Records

McHenry County property record for 609 N John St, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,044 sqft · built 1961
Lot Size	0.206 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (May 2021)
Tax Bill	$4,092 (2024)
Deeds & Mortgages	May 2021 Sale & Mortgage Dec 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-35-282-013`

Property Details

APN / Parcel Number

Primary APN	`09-35-282-013`
Alternative APN	`0935282005`

Interior

Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,044 sqft Living Area
1st Floor Area	984 sqft
Basement Area	984 sqft

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	9,148 sqft (0.206 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	184 sqft

Location & Zoning

Street Address	609 N JOHN ST
City	MCHENRY
State	IL
Zip	60050-5748
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0028169 ALL LT 5 & NWLY1/2 LT 6 MCHENRY GOLF COURSE SUB FOX RIVER ADDN
Legal Subdivision	MCHENRY GOLF COURSE SUB FOX RIVER ADDN
Legal Block	282
Legal Lot Number	5,6
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	3
Census Block	3003
Census Tract	870606

Owner

609 N John St is owned and occupied by an individual who bought it in May 2021.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	609 N JOHN ST, MCHENRY, IL 60050-5748
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 24, 2021	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE NATIONAL BANK & TRUST C
Dec 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 11, 2017	Grant Deed, Transfer STARCK TITLE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2021 · Amount on File
Deed Sale	May 24, 2021 · Amount on File
Prior Sale	Sep 11, 2017 · Amount on File
Deed Document Number	202128169
Prior Transfer Date	Aug 31, 2020
Prior Transfer Doc	0000056578
Record Updated	Sep 20, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 24, 2021
Property Address	609 N JOHN ST, MCHENRY, IL 60050-5748
Document Number	0000028169
Map Reference	DOC90215MB8PG2
Instrument Date	May 4, 2021
Instrument	2021R0028169
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$175.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N JOHN ST, MCHENRY, IL 60050-5748

Mortgage

Document Number	0000028170
Date	May 24, 2021
Instrument	2021R0028170

Lender

Name	CORNERSTONE NATIONAL BANK & TRUST C
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.75%

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 22, 2020
Property Address	609 N JOHN ST, MCHENRY, IL 60050-5748
Document Number	0000056578
Instrument Date	Aug 31, 2020
Instrument	56578
Transaction Type	Transfer
Record Updated	Jan 20, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6123 WAUCONDA IL 600846123, WAUCONDA, IL 60084-6123

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCHENRY IL
Recording Date	Sep 11, 2017
Property Address	609 N JOHN ST, MCHENRY, IL 60050-5748
Document Number	0000033633
Instrument Date	Sep 6, 2017
Instrument	33633
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STARCK TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$174.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 6123 WAUCONDA IL 600846123, WAUCONDA, IL 60084-6123

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,092.00	$56,376 Land $12,048 Building $44,328	$169,128 Land $36,144 Building $132,984
2022		$46,857 Land $10,014 Building $36,843	$140,571 Land $30,042 Building $110,529

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 N John St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1979–1994)
Most Recent Claim	Mar 1994 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 N John St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: i3 Broadband.

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