609 N Central Ave, Troy, TX 76579 Property Records

Bell County property record for 609 N Central Ave, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,026 sqft · built 1997
Lot Size	0.635 acres (27,691 sqft)
Owner	Individual Name on File
Tax Bill	$2,212 (2023)
Deeds & Mortgages	Mar 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`0375230000`

Property Details

APN / Parcel Number

Primary APN	`0375230000`
Alternative APNs	`131159` `120417`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,026 sqft Living Area
1st Floor Area	1,026 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	27,691 sqft (0.635 acres)
Lot Dimensions	213 ft deep x 130 ft wide
Porch	Open Porch
Porch Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	120417
Street Address	609 N CENTRAL AVE
City	TROY
State	TX
Zip	76579-2569
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LI
Legal Description	NATE CARPENTER ADDITION, BLOCK 001, LOT 0006
Legal Subdivision	NATE CARPENTER ADDITION
Legal Block	1
Legal Lot Number	6
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2008
Census Tract	20102

Owner

Source: Bell County records · APN 0375230000

Assessment roll updated August 1, 2023 · Last verified April 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	707 N CENTRAL AVE, TROY, TX 76579-2571
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 26, 1996
Deed Sale	Nov 26, 1996
Deed Document Number	0004813552
Record Updated	Jun 07, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BELL TX
Property Address	609 N CENTRAL AVE, TROY, TX 76579-2569
Document Number	0000039703
Instrument Date	Mar 05, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N CENTRAL AVE TROY TX 765792569, TROY, TX 76579-2569

Mortgage

Document Number	0000039703
Date	Sep 03, 2019
Instrument	39703

Lender

Name	PRIORITY BK
Type	Bank
Address	OZARK, AR 72949

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Sep 02, 2029

Tax Assessment & Valuation

Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,212.00 (-1.95%)	$131,881 Land $13,845 Building $118,036	$131,881 Land $13,845 Building $118,036
2022	$2,256.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bell County (48027C), as of September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270201022, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 47% of the US · lower than 79% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Radiate Holdings Cable	1,500 / 50
AMG Technology Investment Group Fixed Wireless	500 / 100

Based on FCC filings for 60 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system TX0140037, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF TROY serves 4,367 people
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.