609 N 7th St, Dekalb, IL 60115 Property Records

DeKalb County property record for 609 N 7th St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba
Lot Size	0.207 acres (9,000 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Oct 2025)
Tax Bill	$3,926 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Oct 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-23-131-022`

Property Details

APN / Parcel Number

Primary APN	`08-23-131-022`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story

Exterior

Lot Area	9,000 sqft (0.207 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Account Number	0823131022
Street Address	609 N 7TH ST
City	DEKALB
State	IL
Zip	60115-3421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 - BLK 2 - MRS M AEDDYS ADDITION
Legal Subdivision	S M AEDDYS ADDITION
Legal Block	2
Legal Lot Number	5
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	5
Census Block	5007
Census Tract	1300

Owner

609 N 7th St is owned by an individual who bought it in October 2025.

Source: DeKalb County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	446 CHATHAM CIR, BUFFALO GROVE, IL 60089-3342
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 14, 2021	Warranty Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	May 24, 2024 · Amount on File
Deed Document Number	20258011
Prior Transfer Date	Jun 5, 2013
Prior Transfer Doc	0000007695
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 8, 2025
Property Address	609 N 7TH ST, DEKALB, IL 60115-3421
Document Number	0000008011
Map Reference	MB B PG 115
Instrument Date	Aug 25, 2025
Instrument	2025008011
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 N 7TH ST, DEKALB, IL 60115-3421

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	446 CHATHAM CIR, BUFFALO GROVE, IL 60089-3342
Investor	Possibly a Property Investor

Mortgage

Document Number	0000008012
Date	Oct 8, 2025
Instrument	2025008012

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2055

Interest

Rate	6.5%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 14, 2021
Property Address	609 N 7TH ST, DEKALB, IL 60115-3421
Document Number	0000013263
Map Reference	DOC 3812
Instrument Date	Oct 5, 2021
Instrument	2021013263
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Tax	$195.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	609 N 7TH ST, DEKALB, IL 60115-3421

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,965 (+9.51%) Land $10,539 Building $43,426	$161,895 (+9.51%) Land $31,617 Building $130,278
2024	$3,926.00	$49,279 (+14.69%) Land $9,624 Building $39,655	$147,837 (+14.69%) Land $28,872 Building $118,965
2023		$42,967 Land $8,391 Building $34,576	$128,901 Land $25,173 Building $103,728

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 N 7th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1983)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 N 7th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 685 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: DNA Communications, T-Mobile.

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