609 N 550 E, Peru, IN 46970 Property Records

Miami County property record for 609 N 550 E, Peru, IN 46970 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,508 sqft · built 1965
Lot Size	21.5 acres (936,540 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,720 (2025)
Deeds & Mortgages	Jul 2026 Sale Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`006-22416-00`

Property Details

APN / Parcel Number

Primary APN	`006-22416-00`
Alternative APNs	`52-09-21-100-013.000-006` `00997876095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,508 sqft Living Area
1st Floor Area	2,508 sqft
Basement Area	1,200 sqft
Finished Basement	1,110 sqft
Unfinished Basement	90 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1995
Construction Type	Wood
Roof Material	Asphalt
Lot Area	936,540 sqft (21.5 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Shed	1 Shed
Shed Area	252 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Gravity Furnace

Location & Zoning

Account Number	00997876095
Street Address	609 N 550 E
City	PERU
State	IN
Zip	46970-8486
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	006-22416-00 PT S1/2 S1/2 NE1/4 21-27-05 21.50 ACRES DA 604 11 224 01600
Jurisdiction	MIAMI IN
Township / Civil Division	ERIE
Census Block Group	1
Census Block	1043
Census Tract	952100

Owner

Source: Miami County records · APN 006-22416-00

Assessment roll updated June 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 N 550 E, PERU, IN 46970-8486
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage BEACON CU
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BEACON CU
Apr 06, 2018	Deed of Trust, Mortgage · Line of Credit BEACON CU
Oct 18, 2017	Warranty Deed, Transfer · Line of Credit BEACON CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 28, 2026
Deed Sale	Jul 28, 2026
Prior Sale	Oct 18, 2017 · Amount on Record
Deed Document Number	2026522861
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Jul 28, 2026
Property Address	609 N 550 E, PERU, IN 46970-8486
Document Number	0000522861
Instrument Date	Jul 27, 2026
Instrument	2026522861
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N 550 E, PERU, IN 46970-8486

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	609 N 550 E, PERU, IN 46970-8486
Transaction Type	Mortgage
Record Updated	Oct 04, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 N 550 E, PERU, IN 46970-8486

Mortgage

Document Number	20220524095
Date	Sep 14, 2022
Instrument	20220524095

Lender

Name	BEACON CU
Type	Credit Union
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Oct 01, 2029
Change Frequency	Annually
Min Rate At Change	3.87%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	609 N 550 E, PERU, IN 46970-8486
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20200522662
Date	Jul 14, 2020
Instrument	20200522662

Lender

Name	BEACON CU
Type	Credit Union
Address	WABASH, IN 46992

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Aug 01, 2040

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI IN
Property Address	609 N 550 E, PERU, IN 46970-8486
Transaction Type	Mortgage
Record Updated	Aug 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180521365
Date	Apr 06, 2018
Instrument	20180521365

Lender

Name	BEACON CU
Type	Credit Union
Address	WABASH, IN 46992

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2048

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI IN
Recording Date	Oct 18, 2017
Property Address	609 N 550 E, PERU, IN 46970-8486
Document Number	20170524671
Instrument Date	Oct 16, 2017
Instrument	20170524671
Transaction Type	Transfer
Record Updated	Aug 08, 2022

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170524672
Date	Oct 18, 2017
Instrument	20170524672

Lender

Name	BEACON CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 16, 2047

Tax Assessment & Valuation

Source: Miami County records · Assessment roll updated June 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Miami County
County Subdivision	Erie Township
Unified School District	Peru Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,720.00 (+4.37%) Homeowner's exemption	$333,400 (+25.72%) Land $83,800 Building $249,600	$333,400 (+25.72%) Land $83,800 Building $249,600
2024	$2,606.00 (-1.92%)
2023	$2,657.00 (+51.83%)	$265,200 Land $82,700 Building $182,500	$265,200 Land $82,700 Building $182,500
2022	$1,750.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Miami County (18103C), updated May 16, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 73% of Indiana
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
PCC Holdings	Fiber	1,000 / 1,000
Skyewaves	Fixed Wireless (unlicensed)	100 / 100

May also be available at this address: Good Connections. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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