609 N 3rd St, Ozark, AR 72949 Property Records

Franklin County property record for 609 N 3rd St, Ozark, AR 72949

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,112 sqft · built 1960
Owner	Individual Name on Record
Last Sale	$100,000 (Jul 2024)
Tax Bill	$715 (2025)
Deeds & Mortgages	Jul 2024 Sale & Construction Loan Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-01557-000`

Property Details

APN / Parcel Number

Primary APN	`009-01557-000`
Alternative APN	`17320`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,112 sqft Living Area
1st Floor Area	1,112 sqft

Exterior

Year Built	Built 1960
Exterior Material	Other
Construction Type	Frame
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Composition Shingle
Garage Type	Mixed
Garage Area	494 sqft
Carport	Carport
Carport Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	464 sqft
Patio Area	264 sqft
Fence	Fence
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 N 3RD ST
City	OZARK
State	AR
Zip	72949-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A CERTAIN TRACT OF LAND LOCATED IN BLOCK 1 OF THE NICKELL ADDITION TO THE CITY OF OZARK IN FRANKLIN COUNTY, ARKANSAS BEING MO
Legal Range	27
Legal Township	10
Legal Section	36
Legal Subdivision	NICKELL ADDITION
Legal Block	1
Legal Lot Number	2,3,12
Jurisdiction	FRANKLIN AR
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1017
Census Tract	950202

Owner

Source: Franklin County records, as of October 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1321 QUAIL RIDGE RD, CECIL, AR 72930-9231
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2024	Warranty Deed, Transfer · Construction Mortgage FIRST WESTERN BANK
Sep 26, 2023	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2024 · Amount on Record
Deed Sale	Jul 17, 2024 · Amount on Record
Prior Sale	Sep 1, 2011
Deed Document Number	2024R-001542
Deed Book / Page	2024R / 001542
Record Updated	Jun 8, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN AR
Recording Date	Jul 17, 2024
Property Address	609 N 3RD ST, OZARK, AR 72949-2313
Document Number	2024R001542
Map Reference	MB 2 PG 162
Instrument Date	Jul 17, 2024
Instrument	2024R-001542
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	ADAMS ABSTRACT & TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 N 3RD ST, OZARK, AR 72949-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1321 QUAIL RIDGE RD, CECIL, AR 72930-9231

Mortgage

Document Number	2024R001543
Date	Jul 17, 2024
Instrument	2024R-001543

Lender

Name	FIRST WESTERN BANK
Type	Bank
Address	80 W MAIN ST, BOONEVILLE, AR 72927

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN AR
Property Address	609 N 3RD ST, OZARK, AR 72949-2313
Transaction Type	Mortgage
Record Updated	Oct 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R002299
Date	Sep 26, 2023
Instrument	2023R-002299

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.5%
Type Change Date	Oct 1, 2028
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	8.5%
Index	1-Year T-Bill
Margin	3
Max Rate	11.5%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Franklin County
Municipality	Ozark City
Unified School District	Ozark School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$715.00	$13,270 (-) Land $1,800 Building $11,470
2023	$715.00	$13,270 Land $1,800 Building $11,470	$66,350 Land $9,000 Building $57,350

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK WATERWORKS serves 4,368 people · EPA ID AR0000201
Water Source	Surface water
Last State Inspection	May 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wave Rural Connect Fiber	1,000 / 1,000
Dobson Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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