Clark County property record for 609 Mount Joy St, Springfield, OH 45505
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 816 sqft · built 1952 |
| Lot Size | 0.141 acres (6,151 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $65,000 (Aug 2004) |
| Tax Bill | $689 (2024) |
| Deeds & Mortgages | Dec 2025 Line of Credit Aug 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 340-07-00022-401-012 |
| Primary APN | 340-07-00022-401-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 816 sqft |
| Year Built | Built 1952 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,151 sqft (0.141 acres) |
| Lot Dimensions | 123 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 320 sqft |
| Porch | Porch |
| Porch Area | 456 sqft |
| Canopy | 190 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 609 MOUNT JOY ST |
|---|---|
| City | SPRINGFIELD |
| State | OH |
| Zip | 45505-2854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAYNES 3RD ADDN ALL; 13690 |
| Legal Subdivision | LAYNES 3RD ADDN |
| Legal Block | 401 |
| Legal Lot Number | 13690 |
| Jurisdiction | CLARK OH |
| Township / Civil Division | SPRINGFIELD |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 1400 |
Source: Clark County records, as of January 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 609 MOUNT JOY ST, SPRINGFIELD, OH 45505-2854 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Aug 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2004 · Amount on Record |
| Deed Sale | Aug 13, 2004 · Amount on Record |
| Prior Sale | Aug 13, 2004 |
| Deed Document Number | 3862 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 609 MOUNT JOY ST, SPRINGFIELD, OH 45505-2854 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Address | 609 MOUNT JOY ST, SPRINGFIELD, OH 45505-2854 |
| Document Number | 0000016366 |
|---|---|
| Date | Dec 15, 2025 |
| Book Page | 2261/5234 |
| Instrument | 202500016366 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HOPKINS, MN 55343 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARK OH |
| Property Address | 609 MOUNT JOY ST, SPRINGFIELD, OH 45505-2854 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2022 |
| Title Company | RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000013034 |
|---|---|
| Date | Aug 31, 2022 |
| Book Page | 2214/4511 |
| Instrument | 202200013034 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 11, 2042 |
Source: Clark County assessment roll, as of August 8, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Clark County |
| Municipality | Springfield City |
| Unified School District | Springfield City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $32,630 (+37.51%) Land $4,950 Building $27,680 | $93,230 (+37.49%) Land $14,140 Building $79,090 | |
| 2024 | $689.00 (-6.77%) | ||
| 2023 | $23,730 Land $4,630 Building $19,100 | ||
| 2022 | $739.00 | $67,810 Land $13,230 Building $54,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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