609 Monroe Ave, Carolina Beach, NC 28428 Property Records

New Hanover County property record for 609 Monroe Ave, Carolina Beach, NC 28428

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,692 sqft · built 2023
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on File
Last Sale	$1,200,000 (Dec 2023)
Tax Bill	$5,223 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R08817-017-011-000`

Property Details

APN / Parcel Number

Primary APN	`R08817-017-011-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,692 sqft Living Area
1st Floor Area	2,692 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Raised Ranch
Exterior Material	Wood
Lot Area	9,148 sqft (0.21 acres)
Terrain	Low
Garage Area	709 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	609 MONROE AVE
City	CAROLINA BEACH
State	NC
Zip	28428-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3,RESIDE
Legal Description	LOT C BLK 103 CAROLINA BEACH REV
Legal Block	103
Legal Lot Number	C
Jurisdiction	NEW HANOVER NC
Township / Civil Division	FEDERAL POINT
Census Block Group	1
Census Block	1025
Census Tract	12202

Owner

609 Monroe Ave is owned and occupied by an individual who bought it in December 2023.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	609 MONROE AVE, CAROLINA BEACH, NC 28428-4308
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Warranty Deed, Transfer · Conventional Mortgage ALPHA MORTGAGE CORP
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit FARM BUREAU BANK FSB
Dec 22, 2022	Warranty Deed, Transfer
Dec 30, 2021	Warranty Deed, Transfer · Commercial Mortgage MCU FINANCIAL CENTER CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2023 · Amount on File
Deed Sale	Dec 29, 2023 · Amount on File
Prior Sale	Dec 22, 2022 · Amount on File
Deed Document Number	202332447
Deed Book / Page	6682 / 1031
Record Updated	Oct 29, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 29, 2023
Property Address	609 MONROE AVE, CAROLINA BEACH, NC 28428-4308
Document Number	00668201031
Book / Page	6682 / 1031
Map Reference	MB 69 PG 294
Instrument Date	Dec 21, 2023
Instrument	2023032447
Transaction Type	Transfer
Record Updated	Jan 8, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 SOUTH DR BISCAYNE BLVD94238, BLVD94238, MIAMI, FL 33166-5919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MONROE AVE, CAROLINA BEACH, NC 28428-4308

Mortgage

Document Number	2023032448
Date	Dec 29, 2023
Instrument	2023032448

Lender

Name	ALPHA MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Property Address	609 MONROE AVE, CAROLINA BEACH, NC 28428-4308
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 BRICKELL AVE 94238, 94238, MIAMI, FL 33131-2809

Mortgage

Document Number	00665500472
Date	Aug 2, 2023
Book Page	6655/472
Instrument	2023019257

Lender

Name	FARM BUREAU BANK FSB
Type	Bank
Address	SAN ANTONIO, TX 78265

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 2, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 22, 2022
Property Address	609 MONROE AVE, CAROLINA BEACH, NC 28428-4308
Document Number	00661302826
Book / Page	6613 / 2826
Map Reference	MB 69 PG 294
Instrument Date	Dec 15, 2022
Instrument	2022042936
Transaction Type	Transfer
Record Updated	Jan 3, 2023

Transaction

Amount	Amount on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	205 LIMA AVE, CHARLOTTE, NC 28208-4218

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	777 BRICKELL AVE # 94238, 94238, MIAMI, FL 33131-2809
Investor	Possibly a Property Investor

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEW HANOVER NC
Recording Date	Dec 30, 2021
Property Address	609 MONROE AVE, CAROLINA BEACH, NC 28428-4308
Document Number	00652601063
Book / Page	6526 / 1063
Map Reference	MB 69 PG 294
Instrument Date	Dec 17, 2021
Instrument	2021061354
Transaction Type	Transfer
Record Updated	Jul 11, 2023

Transaction

Amount	Amount on Record
Tax	$480.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3432 J C GALLOWAY RD, GREENVILLE, NC 27858-8296

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3005 INGLESIDE DR, HIGH POINT, NC 27265-1959
Investor	Possibly a Property Investor

Mortgage

Document Number	2021061361
Date	Dec 30, 2021
Instrument	2021061361

Lender

Name	MCU FINANCIAL CENTER CU
Type	Credit Union

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Dec 29, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 609 Monroe Ave was $5,223, up 40.7% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Carolina Beach Town
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,166,700 (-) Land $380,900 Building $785,800	$1,166,700 (-) Land $380,900 Building $785,800
2025	$5,223.00 (+40.71%)	$1,166,700 Land $380,900 Building $785,800	$1,166,700 Land $380,900 Building $785,800
2024	$3,712.00
2023		$235,100 (-) Land $235,100	$235,100 (-) Land $235,100
2022	$1,575.00	$235,100 Land $235,100	$235,100 Land $235,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 609 Monroe Ave in Zone X, an area of minimal flood risk, though there have been 422 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 195 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	330 units insured incl. 135 condo units
Nearby Flood Claims	422 (1981–2024)
Claims Outside the SFHA	46 of 422
Most Recent Claim	Sep 2024 · Potential Tropical Cyclone Eight
Claims by Event	Hurricane Florence, Sep 2018 · 57 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 79 claims Hurricane Fran, Sep 1996 · 89 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Monroe Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAROLINA BEACH WATER SYSTEM serves 6,864 people · EPA ID NC0465015
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	6 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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