Northampton County property record for 609 Monroe Ave, Cape Charles, VA 23310
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,009 sqft · built 1920 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $826,000 (Jun 2026) |
| Tax Bill | $4,946 (2025) |
| Deeds & Mortgages | Jun 2026 Sale Jul 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 83A3-1-247 |
| Primary APN | 83A3-1-247 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,009 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 135 ft deep x 60 ft wide |
| Porch | Slab |
| Porch Area | 192 sqft |
| Patio Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Account Number | 10006160 |
|---|---|
| Street Address | 609 MONROE AVE |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-3319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #247 AND HALF OF #250 9250A) #247 AND HALF OF #250 9250A) |
| Legal Subdivision | TOWN OF CAPE CHARLES |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 930301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Cape Charles Historic District listed 1991 · 588 contributing resources · NRIS 90002122 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
609 Monroe Ave is owned by two individuals who bought it in June 2026.
Source: Northampton County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12635 CHAPEL RD, CLIFTON, VA 20124-1717 |
| Owner Type | Individual |
| Vesting | Married |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 18, 2026 | Deed, Transfer CHICAGO TITLE W, CHICAGO TITLE |
| Jul 31, 2023 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on File |
| Deed Sale | Jun 18, 2026 · Amount on File |
| Prior Sale | Oct 17, 2016 · Amount on File |
| Deed Document Number | 20261099 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jun 18, 2026 |
| Property Address | 609 MONROE AVE, CAPE CHARLES, VA 23310-3319 |
| Document Number | 0000001099 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261099 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $83,426.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12635 CHAPEL RD, CLIFTON, VA 20124-1717 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jul 31, 2023 |
| Property Address | 609 MONROE AVE, CAPE CHARLES, VA 23310-3319 |
| Document Number | 0230001807 |
| Instrument Date | Jul 26, 2023 |
| Instrument | 230001807 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 MONROE AVE, CAPE CHARLES, VA 23310-3319 |
The 2025 property tax bill for 609 Monroe Ave was $4,946.
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,946.00 | $701,600 Land $238,500 Building $463,100 | |
| 2024 | $701,600 (+23.63%) Land $238,500 Building $463,100 | ||
| 2023 | $4,313.00 | $567,500 (-) Land $218,600 Building $348,900 | $567,500 (-) Land $218,600 Building $348,900 |
| 2022 | $4,313.00 | $567,500 Land $218,600 Building $348,900 | $567,500 Land $218,600 Building $348,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Monroe Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 98 units insured incl. 15 condo units |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Monroe Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Eastern Shore of Virginia Broadband Authority Fiber | 200 / 200 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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