Charlotte County property record for 609 Monaco Dr, Punta Gorda, FL 33950
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,319 sqft · built 2024 |
| Lot Size | 0.25 acres (10,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $87,000 (Mar 2022) |
| Tax Bill | $9,286 (2025) |
| Deeds & Mortgages | Mar 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | 412320358006 |
| Primary APN | 412320358006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,319 sqft Living Area |
| Gross Area | 3,257 sqft |
| 1st Floor Area | 2,319 sqft |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Tile |
| Lot Area | 10,873 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 588 sqft |
| Driveway | Driveway |
| Driveway Area | 1,762 sqft |
| Pool Area | 240 sqft |
| Porch | Raised Porch |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 00952601929804 |
|---|---|
| Street Address | 609 MONACO DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33950-8015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GS-3.5 |
| Legal Description | PUNTA GORDA ISLES SEC15 BLK283 LT38 717/265 2218/2001 3660/1090 DC4314/1347-JHE 4953/1181 |
| Legal Range | 23E |
| Legal Township | 41S |
| Legal Section | 20 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Tract | PGI |
| Legal Block | 283 |
| Legal Lot Number | 38 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 10405 |
609 Monaco Dr is owned by two individuals who bought it in March 2022.
Source: Charlotte County records, as of June 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5408 WOODFIELD DR N, CARMEL, IN 46033-8797 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2022 · Amount on File |
| Deed Sale | Mar 29, 2022 · Amount on File |
| Prior Sale | May 2, 2003 · Amount on File |
| Deed Document Number | 20223079420 |
| Deed Book / Page | 4953 / 1181 |
| Prior Transfer Date | May 22, 2012 |
| Prior Transfer Doc | 0036601090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 29, 2022 |
| Property Address | 609 MONACO DR, PUNTA GORDA, FL 33950-8015 |
| Document Number | 0049531181 |
| Book / Page | 4953 / 1181 |
| Map Reference | MB 8 PG 20A-20Z5 |
| Instrument Date | Mar 29, 2022 |
| Instrument | 3079420 |
| Transaction Type | Transfer |
| Record Updated | Apr 27, 2022 |
| Title Company | HOMETOWN TITLE AND CLOSING SERVICES, HOMETOWN TTL & CLOSING SVCS |
| Amount | Amount on Record |
|---|---|
| Tax | $609.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2857 SANCHO PANZA CT, 2857, PUNTA GORDA, FL 33950-6353 |
| Name | Verified Name |
|---|---|
| Address | 5408 WOODFIELD DR N, CARMEL, IN 46033-8797 |
The 2025 property tax bill for 609 Monaco Dr was $9,286, up 483.3% from the year before.
Source: Charlotte County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Municipality | Punta Gorda City |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,286.00 (+483.29%) | $617,522 Land $97,750 Building $519,772 | $617,522 Land $97,750 Building $519,772 |
| 2024 | $1,592.00 (+9.94%) | ||
| 2023 | $1,448.00 (-0.48%) | $85,000 (+11.11%) | $100,000 (+30.72%) Land $100,000 |
| 2022 | $1,455.00 | $76,500 Land $76,500 | $76,500 Land $76,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Monaco Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 823 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,051 units insured incl. 228 condo units |
| Nearby Flood Claims | 19 (2004–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Monaco Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL | 140 / 20 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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