609 Middle Rd, Steep Falls, ME 04085 Property Records

Cumberland County and Standish Town property record for 609 Middle Rd, Steep Falls, ME 04085 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,186 sqft · built 1975
Lot Size	2.16 acres (94,090 sqft)
Owner	Individual Name on File
Last Sale	$345,000 (Feb 2024)
Tax Bill	$4,356 (2025)
Deeds & Mortgages	Jul 2022 Refinance Jun 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`STAN M:70 L:4-B`

Property Details

APN / Parcel Number

Primary APN	`STAN M:70 L:4-B`
Alternative APNs	`M:70 L:4=B` `A0838R`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	5,718 sqft
1st Floor Area	2,186 sqft
Basement Area	2,715 sqft
Unfinished Basement	2,715 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	94,090 sqft (2.16 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	A0838R
Street Address	609 MIDDLE RD
City	STEEP FALLS
State	ME
Zip	04085-6002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MIDDLE ROAD ESTS
Legal Lot Number	4-B
Jurisdiction	STANDISH ME
Township / Civil Division	STANDISH
Census Block Group	2
Census Block	2018
Census Tract	17004

Owner

Source: Cumberland County and Standish Town records · APN STAN M:70 L:4-B

Assessment roll updated May 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION
Jun 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 27, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO
Jul 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CASCO FEDERAL CREDIT UNION
Jun 08, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance EVERGREEN CU
Dec 16, 2019	Deed of Trust, Mortgage EVERGREEN CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 27, 2024 · Amount on Record
Deed Sale	Feb 27, 2024 · Amount on Record
Prior Sale	Nov 10, 2016 · Amount on Record
Deed Book / Page	40627 / 293
Transfer Doc	0336000202
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396040163
Date	Jul 27, 2022
Book Page	39604/163
Instrument	38286

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382900292
Date	Jun 08, 2021
Book Page	38290/292
Instrument	40713

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420530233
Date	Feb 17, 2026
Book Page	42053/233
Instrument	5986

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Transaction Type	Mortgage
Record Updated	Mar 04, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0420530233
Date	Feb 17, 2026
Book Page	42053/233
Instrument	5986

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANDISH ME
Recording Date	Feb 27, 2024
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Document Number	0406270293
Book / Page	40627 / 293
Instrument Date	Feb 27, 2024
Instrument	6767
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	749 BRIDGTON RD, SEBAGO, ME 04029-3344

Mortgage

Document Number	0000006768
Date	Feb 27, 2024
Instrument	6768

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0396040163
Date	Jul 27, 2022
Book Page	39604/163
Instrument	38286

Lender

Name	CASCO FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 01, 2032

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Transaction Type	Mortgage
Record Updated	Feb 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382900292
Date	Jun 08, 2021
Book Page	38290/292
Instrument	40713

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANDISH ME
Property Address	609 MIDDLE RD, STEEP FALLS, ME 04085-6002
Document Number	0363310229
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Jan 27, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MIDDLE RD STEEP FALLS ME 040856002, STEEP FALLS, ME 04085-6002

Mortgage

Document Number	0363310229
Date	Jan 10, 2020
Book Page	036331/000229
Instrument	1706

Lender

Name	EVERGREEN CU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cumberland County and Standish Town records · Assessment roll updated May 21, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Standish Town
Unified School District	School Administrative District 06 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,356.00 (+5.14%)	$351,300 (+6.84%) Land $71,700 Building $279,600
2024	$4,143.00 (+5.39%)	$328,800 (+15.86%) Land $66,500 Building $262,300
2023	$3,931.00 (+9.07%)	$283,800 (+13.79%) Land $56,000 Building $227,800
2022	$3,604.00	$249,400 Land $49,900 Building $199,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050170042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 51 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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