609 Meadow Rd, Adel, IA 50003 Property Records

Dallas County property record for 609 Meadow Rd, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,643 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,500 (May 2020)
Tax Bill	$6,342 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-06-102-008`

Property Details

APN / Parcel Number

Primary APN	`15-06-102-008`
Alternative APN	`000001506102008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,643 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	1,633 sqft
Basement Area	1,633 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	730 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	609 MEADOW RD
City	ADEL
State	IA
Zip	50003-8455
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHBRIDGE PLAT 1 LOT 8
Legal Range	27W
Legal Township	78N
Legal Section	06
Legal Subdivision	SOUTHBRIDGE PLAT 1
Legal Tract	2020-11824
Legal Lot Number	8
Jurisdiction	DALLAS IA
Township / Civil Division	VAN METER
Census Block Group	1
Census Block	1046
Census Tract	50700

Owner

Source: Dallas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 MEADOW RD, ADEL, IA 50003-8455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2026	Deed of Trust, Mortgage · Line of Credit VERIDIAN CREDIT UNION
May 27, 2020	Deed of Trust, Mortgage · Conventional with PMI GERSHMAN MTG
Nov 12, 2019	Trustee's Deed, Construction Loan · Construction Mortgage NORTHWEST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on Record
Deed Sale	May 29, 2020 · Amount on Record
Deed Book / Page	2020 / 11824
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Recording Date	Oct 5, 2026
Property Address	609 MEADOW RD, ADEL, IA 50003-8455
Document Number	0000017711
Book / Page	2026 / 17711
Instrument Date	Sep 29, 2026
Instrument	202617711
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MEADOW RD, ADEL, IA 50003-8455

Mortgage

Document Number	0000017711,
Date	Oct 5, 2026
Book Page	2026/17711
Instrument	202617711

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	609 MEADOW RD, ADEL, IA 50003-8455
Document Number	0000011826
Instrument Date	May 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 MEADOW RD ADEL IA 500038455, ADEL, IA 50003-8455

Mortgage

Document Number	0000011826
Date	May 29, 2020
Instrument	11826

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

November 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DALLAS IA
Recording Date	Nov 12, 2019
Property Address	609 MEADOW RD, ADEL, IA 50003-8455
Instrument Date	Nov 8, 2019
Instrument	21565
Transaction Type	Construction Loan
Record Updated	Jan 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2208 WOODLANDS PKWY CLIVE IA 503257514, CLIVE, IA 50325-7514
Investor	Possibly a Property Investor

Mortgage

Document Number	0000021565
Date	Nov 12, 2019
Instrument	21565

Lender

Name	NORTHWEST BK
Type	Bank
Address	WEST DES MOINES, IA 50266

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Nov 11, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,342.00 Homeowner's exemption	$383,000 (+21.58%) Land $70,000 Building $313,000	$383,000 (+1.43%) Land $70,000 Building $313,000
2024	$6,342.00 (+84.04%)
2023		$315,020 Land $70,000 Building $245,020	$377,590
2022	$3,446.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Panora Telecommunications.

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