Hampden County and Chicopee City property record for 609 McKinstry Ave, Chicopee, MA 01020
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,348 sqft · built 1922 |
| Lot Size | 0.239 acres (10,395 sqft) |
| Owner | Individual Name on File |
| Last Sale | $187,500 (May 2017) |
| Tax Bill | $4,881 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Mar 2025 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 363-00048 |
| Primary APN | 363-00048 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,348 sqft Living Area |
| Gross Area | 4,122 sqft |
| 1st Floor Area | 1,174 sqft |
| Basement Area | 1,174 sqft |
| Unfinished Basement | 1,174 sqft |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,395 sqft (0.239 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 363-00048 |
|---|---|
| Street Address | 609 MCKINSTRY AVE |
| City | CHICOPEE |
| State | MA |
| Zip | 01020-1122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 6 |
| Jurisdiction | CHICOPEE MA |
| Township / Civil Division | CHICOPEE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 811000 |
609 McKinstry Ave, a duplex, is owned and occupied by an individual who bought it in May 2017.
Source: Hampden County and Chicopee City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 MCKINSTRY AVE, CHICOPEE, MA 01020-1122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Mar 18, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2017 · Amount on File |
| Deed Sale | May 11, 2017 · Amount on File |
| Prior Sale | Sep 26, 2002 · Amount on File |
| Deed Book / Page | 21676 / 593 |
| Transfer Doc | 021676-593 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 609 MCKINSTRY AVE, CHICOPEE, MA 01020-1122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 023789-375 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 23789/375 |
| Instrument | 20834 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHICOPEE MA |
| Property Address | 609 MCKINSTRY AVE, CHICOPEE, MA 01020-1122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|
| Document Number | 025795-354 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 25795/354 |
| Instrument | 11844 |
| Name | FREEDOM CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2045 |
The 2026 property tax bill for 609 McKinstry Ave was $4,881, up 10.1% from the year before.
Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Chicopee City |
| Unified School District | Chicopee School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,881.00 (+10.11%) | $320,300 (+9.54%) Land $121,400 Building $198,900 | $324,291 |
| 2025 | $4,433.00 (+5.65%) | $292,400 (+2.85%) Land $111,000 Building $181,400 | |
| 2024 | $4,196.00 (+7.23%) | $284,300 (+10.07%) Land $108,800 Building $175,500 | |
| 2023 | $3,913.00 | $258,300 Land $98,900 Building $159,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 McKinstry Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 609 McKinstry Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Crossroads Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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