609 McHenry Ave, McHenry, IL 60050 Property Records

McHenry County property record for 609 McHenry Ave, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1972
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$115,000 (Jun 2010)
Tax Bill	$4,548 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-301-005`

Property Details

APN / Parcel Number

Primary APN	`14-01-301-005`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Raised
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	125 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal

Location & Zoning

Street Address	609 MCHENRY AVE
City	MCHENRY
State	IL
Zip	60050-8279
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2010R0024036 LT 7 BLK 2 MCHENRY SHORES UNIT 1
Legal Subdivision	MCHENRY SHORES UNIT 1
Legal Block	2
Legal Lot Number	7
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1016
Census Tract	870809

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage MIDFIRST BANK
Oct 30, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Aug 9, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Prior Sale	Sep 23, 2003 · Amount on Record
Deed Document Number	201024036
Prior Transfer Date	Dec 9, 2006
Prior Transfer Doc	0000093979
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279
Transaction Type	Mortgage
Record Updated	Mar 27, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279

Mortgage

Document Number	0000006987
Date	Mar 17, 2026
Instrument	2026R0006987

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Partial Claim Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Jan 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279
Transaction Type	Mortgage
Record Updated	Nov 10, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279

Mortgage

Document Number	0000027487
Date	Oct 30, 2023
Instrument	2023R0027487

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	201 Months
Due	Jul 1, 2040

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	MIS FILE NO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028001
Date	Aug 9, 2022
Instrument	2022R0028001

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	609 MCHENRY AVE, MCHENRY, IL 60050-8279
Transaction Type	Mortgage
Record Updated	Jun 8, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028898
Date	May 26, 2021
Instrument	2021R0028898

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	230 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,548.00	$62,036 (+22.44%) Land $16,714 Building $45,322	$186,108 (+22.44%) Land $50,142 Building $135,966
2022	Homeowner's exemption	$50,667 Land $13,707 Building $36,960	$152,001 Land $41,121 Building $110,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-MCHENRY SHORES private · serves 1,862 people · EPA ID IL1115020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Verizon.

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