609 McGowan Rd, Ilion, NY 13357 Property Records

Herkimer County and Frankfort Town property record for 609 McGowan Rd, Ilion, NY 13357 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	1.5 Baths
Year Built	Built 1900
Square Footage	1,908 sqft Living Area
Lot Size	4,950 sqft (0.113 acres)
Occupancy	Owner Occupied
Last Sale	$68,000 (2022)
Tax Bill	$2,914.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`212689 119.27-1-23`
Alternative APNs	`268911902700010230000000` `158720`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,908 sqft Living Area
1st Floor	990 sqft 1st Floor
2nd Floor	918 sqft 2nd Floor
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional Style
Exterior Material	Composition/Composite Exterior
Lot Area	4,950 sqft (0.113 acres)
Depth X Width	100 ft x 49.5 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	386 sqft Garage
Porch Area	66 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Gas Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	158720
Street Address	609 MCGOWAN RD
City	ILION
State	NY
Zip	13357-4811
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	W R1 MCGOWAN RD
Legal Block	1
Legal Lot Number	23.000
Jurisdiction	HERKIMER NY
Minor Civil Division	FRANKFORT
Census Blockgroup	3
Census Block	3003
Census Tract	10202

Owner

Source: Herkimer County and Frankfort Town records · APN 212689 119.27-1-23

Assessment roll updated May 1, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 MCGOWAN RD, ILION, NY 13357-4811
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 19, 2022 · Amount on Record
Deed Sale	Jul 19, 2022 · Amount on Record
Deed Doc Number	2022RP2022-4030
Prior Transfer Date	May 21, 2010
Prior Transfer Doc	0000001357/000000048
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERKIMER NY
Recording Date	Jul 19, 2022
Property Address	609 MCGOWAN RD, ILION, NY 13357-4811
Document Number	RP20224030
Instrument Date	Jul 15, 2022
Instrument	RP2022-4030
Transaction Type	Transfer
Record Updated	Mar 21, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	1149 W LEBANON ST, MOUNT AIRY, NC 27030-2225

Mortgage

Document Number	RP20224031
Date	Jul 19, 2022
Instrument	RP2022-4031

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Herkimer County and Frankfort Town records · Assessment roll updated May 1, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Herkimer County
County Subdivision	Frankfort Town
Unified School District	Central Valley Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,914.00 (+33.12%)	$59,000 (-) Land $4,000 Building $55,000	$128,877 (+11.4%) Land $8,737 Building $120,140
2023		$59,000 Land $4,000 Building $55,000	$115,686 Land $7,843 Building $107,843
2020	$2,189.00

Flood & Wildfire

Our records do not include FEMA flood map data for 609 McGowan Rd; wildfire exposure is direct.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 55th in New York
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.