609 McCharles St, Dalton, GA 30720 Property Records

Whitfield County property record for 609 McCharles St, Dalton, GA 30720

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,196 sqft · built 1996
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on File
Last Sale	$68,000 (Dec 1999)
Tax Bill	$1,267 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-312-02-033`

Property Details

APN / Parcel Number

Primary APN	`12-312-02-033`
Alternative APN	`27875`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,196 sqft Heated Area
1st Floor Area	1,196 sqft
Flooring	Hardwood
Interior Walls	Paneling

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2005
Exterior Material	Vinyl
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	15,246 sqft (0.35 acres)
Porch	Open Porch
Porch Area	12 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27875
Street Address	609 MCCHARLES ST
City	DALTON
State	GA
Zip	30720-5612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PTTR339 M S CHARLES
Legal Subdivision	M S CHARLES
Legal Tract	339
Jurisdiction	WHITFIELD GA
Township / Civil Division	DALTON
Census Block Group	5
Census Block	5000
Census Tract	1400

Owner

609 McCharles St is owned and occupied by two individuals who bought it in December 1999.

Source: Whitfield County records, as of January 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 MCCHARLES ST, DALTON, GA 30720-5612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 1999 · Amount on File
Deed Sale	Dec 1, 1999 · Amount on File
Deed Document Number	0003230287
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITFIELD GA
Property Address	609 MCCHARLES ST, DALTON, GA 30720-5612
Document Number	0066870475
Instrument Date	Dec 13, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 MCCHARLES ST DALTON GA 307205612, DALTON, GA 30720-5612

Mortgage

Document Number	0066870475
Date	Dec 27, 2018
Book Page	006687/000475

Lender

Name	REGIONS BK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 26, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 609 McCharles St was $1,267 with a homeowner's exemption, up 1.3% from the year before.

Source: Whitfield County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Whitfield County
Unified School District	Whitfield County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,267.00 (+1.28%) Homeowner's exemption	$61,947 (-) Land $8,000 Building $53,947	$154,868 (-) Land $20,000 Building $134,868
2024	$1,251.00 (+83.43%) Homeowner's exemption	$61,947 (+27.22%) Land $8,000 Building $53,947	$154,868 (+27.23%) Land $20,000 Building $134,868
2023	$682.00 (+0.74%) Homeowner's exemption	$48,691 (+54.52%) Land $10,000 Building $38,691	$121,727 (+54.52%) Land $25,000 Building $96,727
2022	$677.00 Homeowner's exemption	$31,511 Land $4,000 Building $27,511	$78,777 Land $10,000 Building $68,777

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 McCharles St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective November 7, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 McCharles St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALTON UTILITIES serves 99,315 people · EPA ID GA3130000
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dalton Utilities Fiber	10,000 / 10,000
Windstream Fiber · DSL	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20