609 Maple St, Thornton, IA 50479 Property Records

Cerro Gordo County property record for 609 Maple St, Thornton, IA 50479

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,562 sqft · built 1940
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Aug 2013)
Tax Bill	$1,262 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132425800200`

Property Details

APN / Parcel Number

Primary APN	`132425800200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,562 sqft Living Area
1st Floor Area	752 sqft
Basement Area	376 sqft
Unfinished Basement	405 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Contemporary
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Deck Area	205 sqft
Patio Area	205 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	609 MAPLE ST
City	THORNTON
State	IA
Zip	50479-6024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 3 BLK 18 KNAPPS 2ND ADD THORNTON
Legal Range	22W
Legal Township	94N
Legal Section	24
Legal Subdivision	KNAPPS 2ND ADD
Legal Block	18
Legal Lot Number	3
Jurisdiction	CERRO GORDO IA
Township / Civil Division	GRIMES
Census Block Group	3
Census Block	3045
Census Tract	951000

Owner

609 Maple St is owned and occupied by an individual who acquired it in August 2026.

Source: Cerro Gordo County records, as of September 22, 2026

Owner of Record	Individual Name on File
Mailing Address	609 MAPLE ST, THORNTON, IA 50479-6024
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage CLEAR LAKE BANK AND TRUST
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage CLEAR LAKE BANK & TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2013 · Amount on File
Deed Sale	Aug 15, 2013 · Amount on File
Prior Sale	Sep 29, 2006 · Amount on File
Deed Document Number	20135759
Last Transfer Date	Aug 31, 2026
Transfer Doc	0000005095
Record Updated	Oct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CERRO GORDO IA
Recording Date	Sep 14, 2026
Property Address	609 MAPLE ST, THORNTON, IA 50479-6024
Document Number	0000005095
Instrument Date	Aug 31, 2026
Instrument	20265095
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MAPLE ST, THORNTON, IA 50479-6024

Mortgage

Document Number	0000005096,
Date	Sep 14, 2026
Instrument	20265096

Lender

Name	CLEAR LAKE BANK AND TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CERRO GORDO IA
Property Address	609 MAPLE ST, THORNTON, IA 50479-6024
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/2840
Date	Apr 14, 2021
Book Page	2021/2840
Instrument	2021-2840

Lender

Name	CLEAR LAKE BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 609 Maple St was $1,262.

Source: Cerro Gordo County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Cerro Gordo County
Municipality	Thornton City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,262.00	$93,810 Land $8,250 Building $85,560	$93,810 Land $8,250 Building $85,560
2024	$1,262.00
2023		$83,570 (+22.32%) Land $8,250 Building $75,320	$83,570 (+22.32%) Land $8,250 Building $75,320
2022	$1,148.00	$68,320 Land $6,600 Building $61,720	$68,320 Land $6,600 Building $61,720

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Maple St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective December 14, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2008)
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Maple St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THORNTON WATER SUPPLY serves 400 people · EPA ID IA1781019
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Router12 Networks Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130

May also be available: Nextlink.

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