609 Main St S, Chatfield, MN 55923 Property Records

Fillmore County property record for 609 Main St S, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,288 sqft · built 2020
Lot Size	0.176 acres (7,680 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Aug 2020)
Tax Bill	$4,192 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`26.0219.010`

Property Details

APN / Parcel Number

Primary APN	`26.0219.010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,288 sqft Heated Area
Gross Area	2,072 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Flat
Roof Material	Metal
Lot Area	7,680 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Finished
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	609 MAIN ST S
City	CHATFIELD
State	MN
Zip	55923-1541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHATFIELDS ORIGINAL PLAT LOT-004 BLOCK-017 LOT 4 BLOCK 17
Legal Subdivision	CHATFIELDS ORIGINAL PLAT
Legal Block	17
Legal Lot Number	4
Jurisdiction	FILLMORE MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2051
Census Tract	960200

Owner

Source: Fillmore County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 MAIN ST S, CHATFIELD, MN 55923-1541
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2020	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage BELL BANK
Apr 20, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Deed Document Number	2020427981
Prior Transfer Date	Apr 16, 2020
Prior Transfer Doc	0000426377
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FILLMORE MN
Recording Date	Aug 7, 2020
Property Address	609 MAIN ST S, CHATFIELD, MN 55923-1541
Document Number	0000427981
Instrument Date	Jul 30, 2020
Instrument	427981
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 MAIN ST S, CHATFIELD, MN 55923-1541

Mortgage

Document Number	0000427982
Date	Aug 7, 2020
Instrument	427982

Lender

Name	BELL BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FILLMORE MN
Recording Date	Apr 20, 2020
Property Address	609 MAIN ST S, CHATFIELD, MN 55923-1541
Document Number	0000426377
Instrument Date	Apr 16, 2020
Instrument	426377
Transaction Type	Transfer
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15330 HILLSIDE LN SE, CHATFIELD, MN 55923-4525

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Fillmore County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,192.00 (+9.62%) Homeowner's exemption	$333,400 (+13.13%) Land $21,800 Building $311,600	$333,400 (+13.13%) Land $21,800 Building $311,600
2025		$294,700 (+10.5%) Land $21,800 Building $272,900	$294,700 (+10.5%) Land $21,800 Building $272,900
2023		$266,700 Land $21,800 Building $244,900	$266,700 Land $21,800 Building $244,900
2020	$3,824.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2001)
Most Recent Claim	Jul 2001 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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