Sioux County property record for 609 Main St, Matlock, IA 51244
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,434 sqft · built 1895 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,316 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-376-015 |
| Primary APN | 06-04-376-015 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,434 sqft Living Area |
| 1st Floor Area | 608 sqft |
| Basement Area | 808 sqft |
| Unfinished Basement | 808 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1895 |
| Exterior Material | Stone |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 150 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 1,152 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 430 sqft |
| Patio Area | 582 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 609 MAIN ST |
|---|---|
| City | MATLOCK |
| State | IA |
| Zip | 51244-7115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LS 3,4,5 & 6 BLK1 WILLIAMS 1ST ADD |
| Legal Subdivision | WILLIAMS ADDITION MATLOCK |
| Legal Block | 1 |
| Jurisdiction | SIOUX IA |
| Township / Civil Division | GRANT |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 70100 |
609 Main St is owned and occupied by two individuals.
Source: Sioux County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 MAIN ST, MATLOCK, IA 51244-7115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS STATE BANK |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FRONTIER BANK |
| Jul 3, 2018 | Deed of Trust, Mortgage FRONTIER BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIOUX IA |
| Recording Date | Apr 14, 2026 |
| Property Address | 609 MAIN ST, MATLOCK, IA 51244-7115 |
| Document Number | 0000002081 |
| Book / Page | 2026 / 2081 |
| Instrument Date | Nov 28, 2025 |
| Instrument | 20262081 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 609 MAIN ST, MATLOCK, IA 51244-7115 |
| Document Number | 0000002081, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 2026/2081 |
| Instrument | 20262081 |
| Name | CITIZENS STATE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 79 Months |
| Due | Nov 28, 2032 |
| Rate | 6.17% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIOUX IA |
| Property Address | 609 MAIN ST, MATLOCK, IA 51244-7115 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2020/8719 |
|---|---|
| Date | Dec 16, 2020 |
| Book Page | 2020/8719 |
| Instrument | 2020-08719 |
| Name | FRONTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SIOUX IA |
| Property Address | 609 MAIN ST, MATLOCK, IA 51244-7115 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000003153 |
|---|---|
| Date | Jul 3, 2018 |
| Book Page | 0000002018/0000003153 |
| Instrument | 2018-03153 |
| Name | FRONTIER BK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 114 Months |
| Due | Jan 1, 2028 |
The 2025 property tax bill for 609 Main St was $1,316 with a homeowner's exemption, up 16.3% from the year before.
Source: Sioux County assessment roll, as of October 9, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Sioux County |
| Municipality | Matlock City |
| Unified School District | Sheldon Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,316.00 (+16.25%) Homeowner's exemption | $107,150 Land $10,000 Building $97,150 | $107,150 Land $10,000 Building $97,150 |
| 2024 | $1,132.00 | ||
| 2023 | $86,340 (+1.01%) Land $10,000 Building $76,340 | $86,340 Land $10,000 Building $76,340 | |
| 2022 | $1,216.00 Homeowner's exemption | $85,480 Land $10,000 Building $75,480 | |
| 2021 | $85,480 Land $10,000 Building $75,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Main St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Premier Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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