609 Madera Rd, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 609 Madera Rd, Chesapeake, VA 23322

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,522 sqft · built 1993
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2016)
Tax Bill	$5,091 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage
APN	`0584002001000`

Property Details

APN / Parcel Number

Primary APN	`0584002001000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,522 sqft Living Area
1st Floor Area	700 sqft
Upper Floors Area	584 sqft
Attic	Attic
Attic Area	458 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	458 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	Deck Area
Patio Area	454 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 MADERA RD
City	CHESAPEAKE
State	VA
Zip	23322-8040
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	100 LAS GAVIOTAS PH 4 SEC 4
Legal Subdivision	LAS GAVIOTAS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1007
Census Tract	21016

Owner

609 Madera Rd is owned and occupied by two individuals who bought it in June 2016.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 MADERA RD, CHESAPEAKE, VA 23322-8040
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016 · Amount on File
Deed Sale	Jun 20, 2016 · Amount on File
Prior Sale	Mar 7, 2001 · Amount on File
Deed Document Number	201616201
Deed Book / Page	9659 / 1032
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	609 MADERA RD, CHESAPEAKE, VA 23322-8040
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Mortgage

Document Number	0010897/46
Date	Sep 23, 2025
Book Page	10897/46
Instrument	250021877

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 609 Madera Rd was $5,091.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,600 (+4.46%) Land $220,000 Building $306,600	$526,600 (+4.46%) Land $220,000 Building $306,600
2025	$5,091.00	$504,100 Land $200,000 Building $304,100	$504,100 Land $200,000 Building $304,100
2023		$462,100 (+14.24%) Land $160,000 Building $302,100	$462,100 (+14.24%) Land $160,000 Building $302,100
2022		$404,500 Land $140,000 Building $264,500	$404,500 Land $140,000 Building $264,500
2019	$3,567.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 609 Madera Rd; there have been 5 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 63 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	63 in force
Nearby Flood Claims	5 (2016–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Aug 2020 · rainfall accumulation
Claims by Event	Hurricane Matthew, Oct 2016 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Madera Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880