609 M St, Centralia, WA 98531 Property Records

Lewis County property record for 609 M St, Centralia, WA 98531

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,027 sqft · built 1895
Lot Size	0.38 acres (16,553 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (May 2019)
Tax Bill	$4,357 (2024)
Deeds & Mortgages	Feb 2024 Transfer May 2019 Sale & Mortgage + 2 more
APN	`002165000000`

Property Details

APN / Parcel Number

Primary APN	`002165000000`
Alternative APN	`2210693`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,027 sqft Living Area
1st Floor Area	1,291 sqft
2nd Floor Area	736 sqft
Upper Floors Area	736 sqft
Flooring	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1895
Architectural Style	Conventional
Exterior Material	Asbestos
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	167 ft deep x 100 ft wide
Terrain	Low

Exterior Amenities

Porch	Covered Porch
Porch Area	270 sqft
Deck Area	165 sqft
Canopy	252 sqft
Utility Building	1,120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	2210693
Street Address	609 M ST
City	CENTRALIA
State	WA
Zip	98531-2933
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 05 TOWNSHIP 14N RANGE 02W LOTS 3 & 4 BLK 1 RIVERSIDE ADD OF CENTRALIA
Legal Range	02W
Legal Township	14N
Legal Section	05
Legal Subdivision	SIDE ADD
Legal Block	1
Legal Lot Number	3-4 4
Jurisdiction	LEWIS WA
Township / Civil Division	CENTRALIA-CHEHALIS
Census Block Group	2
Census Block	2001
Census Tract	970600

Owner

609 M St is owned and occupied by an individual who bought it in May 2019.

Source: Lewis County records, as of February 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	609 M ST, CENTRALIA, WA 98531-2933
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Transfer on Death Deed, Transfer
May 30, 2019	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 31, 2018	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Jul 6, 2017	Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2019 · Amount on File
Deed Sale	May 30, 2019 · Amount on File
Prior Sale	Jul 6, 2017 · Amount on File
Deed Document Number	3502984
Record Updated	Jun 8, 2026

February 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LEWIS WA
Recording Date	Feb 5, 2024
Property Address	609 M ST, CENTRALIA, WA 98531-2933
Document Number	0003603688
Instrument Date	Feb 5, 2024
Instrument	3603688
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5648 PARQUET WAY SE, LACEY, WA 98513-4570

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	May 30, 2019
Property Address	609 M ST, CENTRALIA, WA 98531-2933
Document Number	0003502984
Map Reference	VOL 2 PG 124
Instrument Date	May 29, 2019
Instrument	3502984
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,576.40
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 622, EATONVILLE, WA 98328-0622

Mortgage

Document Number	0003502985
Date	May 30, 2019
Instrument	3502985

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS WA
Property Address	609 M ST, CENTRALIA, WA 98531-2933
Document Number	0003496270
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 M ST CENTRALIA WA 985312933, CENTRALIA, WA 98531-2933

Mortgage

Document Number	0003496270
Date	Jan 9, 2019
Instrument	3496270

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 8, 2049

Interest

Rate Type	Adjustable Rate

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS WA
Recording Date	Jul 6, 2017
Property Address	609 M ST, CENTRALIA, WA 98531-2933
Document Number	0003468092
Map Reference	MB 2 PG 124
Instrument Date	Jun 26, 2017
Instrument	3468092
Transaction Type	Transfer
Record Updated	Sep 10, 2021
Title Company	LEWIS COUNTY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,150.98
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 M ST, CENTRALIA, WA 98531-2933

Mortgage

Document Number	0003468093
Date	Jul 6, 2017
Instrument	3468093

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lewis County assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	Washington
County	Lewis County
Municipality	Centralia City
Unified School District	Centralia School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,357.00 (+32.75%)	$482,100 Land $85,000 Building $397,100	$482,100 Land $85,000 Building $397,100
2023	$3,282.00
2022		$400,300 Land $85,000 Building $315,300	$400,300 Land $85,000 Building $315,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 609 M St; there have been 110 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	110 (1980–2022)
Claims Outside the SFHA	13 of 110
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 50 claims High Winds, Severe Storms And Flooding, Feb 1996 · 43 claims Severe Storms & Flooding, Nov 1990 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 M St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRALIA PUBLIC WORKS - WATER serves 28,164 people · EPA ID WA5312200
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Hawk Networks Fixed Wireless	200 / 70

May also be available: Lightcurve, Verizon.

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