609 Limetree Dr, Sebring, FL 33876 Property Records

Highlands County property record for 609 Limetree Dr, Sebring, FL 33876

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,606 sqft · built 1995
Lot Size	0.629 acres (27,405 sqft)
Owner	2 Individual Names on File
Last Sale	$272,000 (Feb 2026)
Tax Bill	$2,795 (2024)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C-15-35-30-020-00C0-0010`

Property Details

APN / Parcel Number

Primary APN	`C-15-35-30-020-00C0-0010`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,606 sqft Living Area
Gross Area	2,006 sqft
1st Floor Area	1,570 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	27,405 sqft (0.629 acres)
Lot Dimensions	220 ft deep x 125 ft wide
Garage Type	Attached
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	608 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	36 sqft
Patio Area	196 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	609 LIMETREE DR
City	SEBRING
State	FL
Zip	33876-6188
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SPRING LAKE VILLAGE II PB 9-PG 43 LOT 1 BLK C
Legal Range	30E
Legal Township	35S
Legal Section	15
Legal Subdivision	SPRING LAKE VILL 02
Legal Block	C
Legal Lot Number	1
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	3
Census Block	3004
Census Tract	961000

Owner

609 Limetree Dr is owned and occupied by two individuals who bought it in February 2026.

Source: Highlands County records, as of April 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	539 WOODLAND AVE NW, PORT CHARLOTTE, FL 33952-7831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 24, 2026	Warranty Deed, Transfer · Conventional Mortgage METROPLEX MORTGAGE SERVICES INC
Apr 6, 2023	Warranty Deed, Transfer · Conventional Mortgage CHOICE MORTGAGE BANK
Mar 11, 2022	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 31, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 31, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2026 · Amount on File
Deed Sale	Feb 24, 2026 · Amount on File
Prior Sale	Apr 6, 2023 · Amount on File
Deed Document Number	20262301050
Deed Book / Page	3175 / 1465
Record Updated	Oct 29, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Feb 24, 2026
Property Address	609 LIMETREE DR, SEBRING, FL 33876-6188
Document Number	0002301050
Book / Page	3175 / 1465
Map Reference	MB 9 PG 43
Instrument Date	Feb 18, 2026
Instrument	2301050
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,904.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 LIMETREE DR, SEBRING, FL 33876-6188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	539 WOODLAND AVE NW, PORT CHARLOTTE, FL 33952-7831

Mortgage

Document Number	0031751467
Date	Feb 24, 2026
Instrument	3175/1467

Lender

Name	METROPLEX MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Apr 6, 2023
Property Address	609 LIMETREE DR, SEBRING, FL 33876-6188
Document Number	0002144755
Book / Page	2966 / 1726
Map Reference	MB 9 PG 43
Instrument Date	Mar 21, 2023
Instrument	2144755
Transaction Type	Transfer
Record Updated	Apr 24, 2023
Title Company	SOUTH RIDGE ABSTRACT AND TITLE, SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	394 POPLAR SPRINGS RD, HOSCHTON, GA 30548-2733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13966 158TH ST N, JUPITER, FL 33478-8515

Mortgage

Document Number	0029661728
Date	Apr 6, 2023
Instrument	2966/1728

Lender

Name	CHOICE MORTGAGE BANK
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 11, 2022
Property Address	609 LIMETREE DR, SEBRING, FL 33876-6188
Document Number	0002082489
Book / Page	2890 / 1014
Map Reference	MB 9 PG 43
Instrument Date	Mar 4, 2022
Instrument	2082489
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 LIMETREE DR, 609, SEBRING, FL 33876-6188

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	394 POPLAR SPRINGS RD, HOSCHTON, GA 30548-2733

Mortgage

Document Number	0028901018
Date	Mar 11, 2022
Instrument	2890/1018

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	609 LIMETREE DR, SEBRING, FL 33876-6188
Document Number	0001848685
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 LIMETREE DR SEBRING FL 338766188, SEBRING, FL 33876-6188

Mortgage

Document Number	0001848685
Date	Apr 6, 2017
Book Page	002574/001011
Instrument	1848685

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.4%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIGHLANDS FL
Property Address	609 LIMETREE DR, SEBRING, FL 33876-6188
Document Number	0001848684
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 2, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 LIMETREE DR SEBRING FL 338766188, SEBRING, FL 33876-6188

Mortgage

Document Number	0001848684
Date	Apr 6, 2017
Book Page	002574/000995
Instrument	1848684

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.4%

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$206,191	$213,258 Land $18,500 Building $194,758
2024	$2,795.00 (-18.61%)
2023	$3,434.00 (+282.83%)	$207,797 (+235.41%) Land $16,500 Building $191,297	$207,797 (+21.37%) Land $16,500 Building $191,297
2022	$897.00 Homeowner's exemption Senior Citizen's exemption	$61,954	$171,215 Land $14,000 Building $157,215

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Limetree Dr in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	11 (2004–2017)
Claims Outside the SFHA	7 of 11
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 6 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Limetree Dr is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 70% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE IMPROVEMENT DISTIRCT serves 4,098 people · EPA ID FL5280266
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Conexon Connect, Verizon.

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