609 Lake Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 609 Lake Dr, O Fallon, MO 63366

Property Summary

Property TypeVacant Land
Lot Size0.56 acres (24,394 sqft)
OwnerIndividual Name on Record
Last Sale$66,500 (Oct 2021)
Tax Bill$2,064 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APNT060300414

Property Details

APN / Parcel Number

Primary APNT060300414
Alternative APN
  • 2-0043-9892-00-081A.0000000

Exterior

Lot Area24,394 sqft (0.56 acres)
TerrainRolling

Location & Zoning

Account NumberT060300414
Street Address609 LAKE DR
CityO FALLON
StateMO
Zip63366-1322
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionLAKE CHAS HILLS BDRY ADJ LTS 81-85 LOT 81A
Legal SubdivisionLAKE CHARLES HILLS BDRY ADJ LTS 81-85
Legal Lot Number81A
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group1
Census Block1018
Census Tract311801

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address97 LEMANS CT, LAKE SAINT LOUIS, MO 63367-1148
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on Record
Deed SaleOct 14, 2021 · Amount on Record
Prior SaleOct 14, 2021 · Amount on Record
Deed Document Number202185316
Prior Transfer DateOct 12, 2021
Prior Transfer Doc0000085315
Record UpdatedOct 29, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateOct 14, 2021
Property Address609 LAKE DR, O FALLON, MO 63366-1322
Document Number0000085316
Map ReferenceMB 42 PG 226
Instrument DateOct 12, 2021
Instrument2021R-085316
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyTOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address129 BURNING LEAF DR, SAINT PETERS, MO 63376-6921

Transferred To (Grantee/Buyer)

NameVerified Name
Address97 LEMANS CT, LAKE SAINT LOUIS, MO 63367-1148

Mortgage

Document Number0000085317
DateOct 14, 2021
Instrument2021R-085317
Lender
NameBANK OF OLD MONROE
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,400 (-)$60,000 (-) Land $60,000
2025$2,064.00$11,400 (-)$60,000 (-) Land $60,000
2023$11,400
2022$60,000 Land $60,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims42 (1979–2022)
Claims Outside the SFHA6 of 42
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 3 claims
  • Severe Storms & Flooding, Jul 1993 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

May also be available: Wisper ISP.

Nearby Properties on Lake Dr

Nearby Streets

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