609 Kirkwall Ln, Pelham, AL 35124 Property Records

Shelby County property record for 609 Kirkwall Ln, Pelham, AL 35124

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,163 sqft · built 2018
Lot Size	0.193 acres (8,407 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (Dec 2025)
Tax Bill	$2,477 (2026)
Deeds & Mortgages	Jul 2024 Second Mortgage Dec 2025 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`148274011039000`

Property Details

APN / Parcel Number

Primary APN	`148274011039000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,163 sqft Heated Area
1st Floor Area	1,809 sqft
Upper Floors Area	354 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	609 KIRKWALL LN
City	PELHAM
State	AL
Zip	35124-6290
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC/TWNSHP/RAN 27 20S 2W NBRHD: 08 BALLANTRAE EAST R-2
Legal Range	02W
Legal Township	20S
Legal Section	27
Legal Subdivision	KIRKWALL AT BALLANTRAE PH 2
Legal Lot Number	2138
Jurisdiction	SHELBY AL
Township / Civil Division	ALABASTER-HELENA
Census Block Group	3
Census Block	3041
Census Tract	30615

Owner

609 Kirkwall Ln is owned and occupied by two individuals who bought it in December 2025.

Source: Shelby County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 KIRKWALL LN, PELHAM, AL 35124-6290
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC
Dec 4, 2025	Warranty Deed, Transfer
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY MORTGAGE CORP
Sep 9, 2019	Warranty Deed, Transfer · Conventional Mortgage LIBERTY MORTGAGE CORP
Apr 6, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage PRIMARY CAP MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 4, 2025 · Amount on File
Deed Sale	Dec 4, 2025 · Amount on File
Prior Sale	Sep 9, 2019 · Amount on File
Deed Document Number	2025371000
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	609 KIRKWALL LN, PELHAM, AL 35124-6290
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000209660
Date	Jul 10, 2024
Instrument	20240710000209660

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2044

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Dec 4, 2025
Property Address	609 KIRKWALL LN, PELHAM, AL 35124-6290
Document Number	0000371000
Map Reference	MB 46 PG 77
Instrument Date	Nov 7, 2025
Instrument	20251204000371000
Transaction Type	Transfer
Record Updated	Dec 15, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1336 LEXINGTON LN, TUSCALOOSA, AL 35406-2717

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 KIRKWALL LN, PELHAM, AL 35124-6290

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Property Address	609 KIRKWALL LN, PELHAM, AL 35124-6290
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LANDMARK SETTLEMENT & TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000491340
Date	Oct 28, 2020
Instrument	20201028000491340

Lender

Name	LIBERTY MORTGAGE CORP
Type	Mortgage Company
Address	BIRMINGHAM, AL 35216

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Sep 9, 2019
Property Address	609 KIRKWALL LN, PELHAM, AL 35124-6290
Document Number	0000331190
Map Reference	MB 46 PG 77
Instrument Date	Sep 5, 2019
Instrument	20190909000331190
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	609 KIRKWALL LN, 609, PELHAM, AL 35124-6290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 KIRKWALL LN, PELHAM, AL 35124-6290

Mortgage

Document Number	0000331200
Date	Sep 9, 2019
Instrument	20190909000331200

Lender

Name	LIBERTY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

April 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Apr 6, 2017
Property Address	609 KIRKWALL LN, PELHAM, AL 35124-6290
Document Number	0000117840
Instrument Date	Apr 5, 2017
Instrument	117840
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$271.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 KIRKWALL CIR PELHAM AL 35124, PELHAM, AL 35124

Mortgage

Document Number	117850
Date	Apr 6, 2017
Instrument	117850

Lender

Name	PRIMARY CAP MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 609 Kirkwall Ln was $2,477 with a homeowner's exemption, down 0.9% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Pelham City
Unified School District	Pelham City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,477.00 (-0.92%) Homeowner's exemption
2025	$2,500.00 (+3.69%)	$43,120 (+3.7%)	$431,100 (+3.68%) Land $95,000 Building $336,100
2024	$2,411.00 (+1.47%) Homeowner's exemption	$41,580 (-0.24%)	$415,800 (-0.22%) Land $85,000 Building $330,800
2023	$2,376.00 Homeowner's exemption	$41,680	$416,700 Land $80,000 Building $336,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 609 Kirkwall Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Kirkwall Ln is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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