609 Kirk Dr, Findlay, OH 45840 Property Records

Hancock County property record for 609 Kirk Dr, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,801 sqft · built 1976
Lot Size	0.529 acres (23,065 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (May 2020)
Tax Bill	$2,257 (2025)
Deeds & Mortgages	Jul 2017 Mortgage May 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`1010-364-09-008.000`

Property Details

APN / Parcel Number

Primary APN	`1010-364-09-008.000`
Alternative APN	`210001032075`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,801 sqft Living Area
1st Floor Area	1,801 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	23,065 sqft (0.529 acres)
Lot Dimensions	248 ft deep x 93 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	50 sqft
Deck Area	192 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 KIRK DR
City	FINDLAY
State	OH
Zip	45840-9071
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING LAKE SUB DIV 1 PT LOTS 19-20 & PT LOTS 26-27
Legal Subdivision	SPRING LAKE SUB
Legal Lot Number	19-20
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	2
Census Block	2017
Census Tract	1300

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 KIRK DR, FINDLAY, OH 45840-9071
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2017	Deed of Trust, Mortgage USX FEDERAL CU
May 26, 2020	Warranty Deed, Transfer MID S TITLE AGENCY, MID AM TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 26, 2020 · Amount on Record
Deed Sale	May 26, 2020 · Amount on Record
Prior Sale	Jun 3, 2008 · Amount on Record
Deed Document Number	20204656
Deed Book / Page	2568 / 4833
Record Updated	Sep 20, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	609 KIRK DR, FINDLAY, OH 45840-9071
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2523/0707
Date	Jul 26, 2017
Book Page	2523/0707
Instrument	201700006416

Lender

Name	USX FEDERAL CU
Type	Credit Union
Address	CRANBERRY TOWNSHIP, PA 16066

Agreement

Amount	Amount Recorded
Term	84 Months
Due	Jul 18, 2024

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	May 26, 2020
Property Address	609 KIRK DR, FINDLAY, OH 45840-9071
Document Number	02568/4833
Book / Page	2568 / 4833
Instrument Date	May 20, 2020
Instrument	202000004656
Transaction Type	Transfer
Record Updated	Apr 25, 2022
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 KIRK DR, FINDLAY, OH 45840-9071

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,257.00 (-2.55%)	$73,620 (+13.09%) Land $13,870 Building $59,750	$210,340 (+13.09%) Land $39,620 Building $170,720
2023	$2,316.00 Homeowner's exemption	$65,100 Land $12,270 Building $52,830
2022			$186,000 Land $35,060 Building $150,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	30 (1979–2019)
Claims Outside the SFHA	23 of 30
Most Recent Claim	Jun 2019
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HDER Link Fixed Wireless	500 / 500
MetaLINK Technologies Fixed Wireless	500 / 100

May also be available: Amplex Wireless, Verizon, Watch TV.

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