Horry County property record for 609 Kessinger Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,729 sqft · built 2015 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $341,448 (Jun 2015) |
| Tax Bill | $1,274 (2021) |
| Deeds & Mortgages | Nov 2020 Mortgage Feb 2020 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 458-12-04-0064 |
| Primary APN | 458-12-04-0064 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,729 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Porch | Enclosed Porch |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1913801062 |
|---|---|
| Street Address | 609 KESSINGER DR |
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-8669 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE FOREST PH 3B; LOT 180 |
| Legal Subdivision | LAKE FOREST PH 3B |
| Legal Lot Number | 180 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51404 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 KESSINGER DR, SURFSIDE BEACH, SC 29575-8669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Feb 10, 2020 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| May 13, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST BK |
| Feb 23, 2018 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Jul 5, 2017 | Deed of Trust, Mortgage · VA Mortgage BANK OF ENGLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on Record |
| Deed Sale | Jun 26, 2015 · Amount on Record |
| Deed Document Number | 0038312504 |
| Deed Book / Page | 3831 / 2504 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 609 KESSINGER DR, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 6295/2024 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 KESSINGER DR MYRTLE BEACH SC 295758669, MYRTLE BEACH, SC 29575-8669 |
| Document Number | 6295/2024 |
|---|---|
| Date | Nov 17, 2020 |
| Book Page | 006295/002024 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 16, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 609 KESSINGER DR, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 6186/3315 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 KESSINGER DR SURFSIDE BEACH SC 295758669, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 6186/3315 |
|---|---|
| Date | Mar 4, 2020 |
| Book Page | 006186/003315 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 609 KESSINGER DR, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 6093/1940 |
| Instrument Date | May 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 KESSINGER DR SURFSIDE BEACH SC 295758669, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 6093/1940 |
|---|---|
| Date | May 24, 2019 |
| Book Page | 006093/001940 |
| Name | FIRST BK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 609 KESSINGER DR, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 5966/3460 |
| Instrument Date | Feb 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 KESSINGER DR SURFSIDE BEACH SC 295758669, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 5966/3460 |
|---|---|
| Date | Mar 1, 2018 |
| Book Page | 005966/003460 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 29, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 609 KESSINGER DR, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 5900/0562 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 KESSINGER DR SURFSIDE BEACH SC 295758669, SURFSIDE BEACH, SC 29575-8669 |
| Document Number | 5900/0562 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 005900/000562 |
| Name | BANK OF ENGLAND |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 16, 2032 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $555,331 (+52.87%) Land $202,550 Building $352,781 | ||
| 2023 | $14,531 (-) Land $2,439 Building $12,092 | $363,280 (-) Land $60,980 Building $302,300 | |
| 2021 | $1,274.00 | $14,531 Land $2,439 Building $12,092 | $363,280 Land $60,980 Building $302,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 214 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 214 in force |
| Nearby Flood Claims | 6 (1987–2018) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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