Cook County property record for 609 Kenneth Cir, Elgin, IL 60120
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1979 |
| Lot Size | 0.019 acres (819 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $155,000 (Jan 2023) |
| Tax Bill | $3,310 (2023) |
| Deeds & Mortgages | Jan 2023 Mortgage Jan 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-07-402-051 |
| Primary APN | 06-07-402-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,064 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Modern |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Tar & Gravel |
| Lot Area | 819 sqft (0.019 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 609 KENNETH CIR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60120-4336 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | (KENNINGTON) (SQUARE) RESUB OF PT OF SE SE SEC 07-41-09 |
| Legal Range | 09E |
| Legal Township | 41N |
| Legal Section | 07 |
| Legal Subdivision | KENNINGTON SQUARE |
| Legal Lot Number | 3 |
| Jurisdiction | COOK IL |
| Township / Civil Division | HANOVER |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 804403 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 10, 2023 | Deed of Trust, Mortgage · Conventional Mortgage WINTRUST MORTGAGE |
| Jan 5, 2023 | Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE |
| Dec 20, 2017 | Warranty Deed, Transfer · Conventional with PMI US BK |
| Oct 16, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2023 · Amount on Record |
| Deed Sale | Jan 5, 2023 · Amount on Record |
| Prior Sale | Dec 20, 2017 · Amount on Record |
| Deed Document Number | 202341190 |
| Prior Transfer Date | Mar 30, 1994 |
| Prior Transfer Doc | 0000000779 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 509 MENOMINEE LN, NAPERVILLE, IL 60563-1321 |
| Document Number | 0001025143 |
|---|---|
| Date | Jan 10, 2023 |
| Instrument | 2301025143 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | DES PLAINES, IL 60018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 5, 2023 |
| Property Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Document Number | 0000541190 |
| Map Reference | DOC 25442190 |
| Instrument Date | Dec 15, 2022 |
| Instrument | 2300541190 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2023 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $155.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Name | Verified Name |
|---|---|
| Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Document Number | 0000541191 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2300541191 |
| Name | WINTRUST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.25% |
| Document Number | 0000541192 |
|---|---|
| Date | Jan 5, 2023 |
| Instrument | 2300541192 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Feb 1, 2033 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Dec 20, 2017 |
| Property Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Document Number | 1735406065 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 35406065 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $48.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1295 SEBRING CIR ELGIN IL 601205215, ELGIN, IL 60120-5215 |
| Document Number | 1735406066 |
|---|---|
| Date | Dec 20, 2017 |
| Instrument | 35406066 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 19, 2032 |
| Rate | 4.37% |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 16, 2017 |
| Property Address | 609 KENNETH CIR, ELGIN, IL 60120-4336 |
| Document Number | 1728941054 |
| Instrument Date | Sep 26, 2017 |
| Instrument | 28941054 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1522 GRAND DR #2 DEKALB IL 601151091, 2, DEKALB, IL 60115-1091 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Hanover Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,000 (+21.74%) Land $573 Building $13,427 | $140,000 (+21.74%) Land $5,730 Building $134,270 | |
| 2023 | $3,310.00 (+2.89%) | ||
| 2022 | $3,217.00 | $11,500 Land $1,500 Building $10,000 | $115,000 Land $15,000 Building $100,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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