New Hanover County property record for 609 K Ave, Kure Beach, NC 28449
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,084 sqft · built 1935 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on File |
| Last Sale | $279,000 (May 2015) |
| Tax Bill | $1,617 (2024) |
| Deeds & Mortgages | May 2021 Line of Credit Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R09213-019-008-000 |
| Primary APN | R09213-019-008-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,084 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Basement Area | 1,084 sqft |
| Finished Basement | 1,084 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Cottage |
| Exterior Material | Wood |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 5,489 sqft (0.126 acres) |
| Terrain | Low |
| Porch | Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 254 sqft |
| Patio Area | 254 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Street Address | 609 K AVE |
|---|---|
| City | KURE BEACH |
| State | NC |
| Zip | 28449-3816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2A |
| Legal Description | BLK 64 LOT 12 FORT FISHER |
| Legal Subdivision | KURE BEACH TOWN OF |
| Legal Block | 64 |
| Legal Lot Number | 12 |
| Jurisdiction | NEW HANOVER NC |
| Township / Civil Division | FEDERAL POINT |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 12203 |
609 K Ave is owned by an individual who bought it in May 2015.
Source: New Hanover County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1 DROWNE RD, CUMBERLAND CENTER, ME 04021-3631 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit STATE DEPARTMENT FCU |
| Dec 10, 2020 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2015 · Amount on File |
| Deed Sale | May 22, 2015 · Amount on File |
| Prior Sale | Aug 2, 2013 · Amount on File |
| Deed Book / Page | 5891 / 200 |
| Prior Transfer Date | Mar 30, 2010 |
| Prior Transfer Doc | 00547700796 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 609 K AVE, KURE BEACH, NC 28449-3816 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 00645302964 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 6453/2964 |
| Instrument | 2021026860 |
| Name | STATE DEPARTMENT FCU |
|---|---|
| Type | Credit Union |
| Address | ALEXANDRIA, VA 22314 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 28, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NEW HANOVER NC |
| Property Address | 609 K AVE, KURE BEACH, NC 28449-3816 |
| Document Number | 0063900989 |
| Instrument Date | Dec 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 K AVE KURE BEACH NC 284493816, KURE BEACH, NC 28449-3816 |
| Document Number | 0063900989 |
|---|---|
| Date | Dec 15, 2020 |
| Book Page | 006390/000989 |
| Instrument | 53831 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Dec 14, 2035 |
Source: New Hanover County assessment roll, as of October 10, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | New Hanover County |
| Municipality | Kure Beach Town |
| Unified School District | New Hanover County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $555,500 (-) Land $393,700 Building $161,800 | $555,500 (-) Land $393,700 Building $161,800 | |
| 2025 | $555,500 Land $393,700 Building $161,800 | $555,500 Land $393,700 Building $161,800 | |
| 2024 | $1,617.00 (+55.18%) | ||
| 2023 | $1,042.00 (-0.76%) | $291,400 Land $207,700 Building $83,700 | $291,400 Land $207,700 Building $83,700 |
| 2022 | $1,050.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 K Ave in Zone X, an area of minimal flood risk, though there have been 455 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 237 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 504 units insured incl. 267 condo units |
| Nearby Flood Claims | 455 (1984–2025) |
| Claims Outside the SFHA | 327 of 455 |
| Most Recent Claim | Aug 2025 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 K Ave is moderate, ranking above 42% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 62% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KURE BEACH WATER SYSTEM serves 5,484 people · EPA ID NC0465025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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