609 Johnson St, Alta, IA 51002 Property Records

Buena Vista County property record for 609 Johnson St, Alta, IA 51002

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,561 sqft · built 1957
Lot Size	0.241 acres (10,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-26-328-003`

Property Details

APN / Parcel Number

Primary APN	`09-26-328-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,156 sqft
Attic	Attic
Attic Area	405 sqft
Basement Area	1,156 sqft
Finished Basement	500 sqft
Unfinished Basement	1,156 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,500 sqft (0.241 acres)
Lot Dimensions	140 ft deep x 75 ft wide
Garage Type	Detached
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	208 sqft
Deck Area	99 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	609 JOHNSON ST
City	ALTA
State	IA
Zip	51002-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	06-01 ALTA CORP. LAKEVIEW ADD.
Legal Subdivision	LAKEVIEW ADD
Jurisdiction	BUENA VISTA IA
Township / Civil Division	NOKOMIS
Census Block Group	2
Census Block	2049
Census Tract	960600

Owner

Source: Buena Vista County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 JOHNSON ST, ALTA, IA 51002-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK
Apr 7, 2026	Deed of Trust, Mortgage · Line of Credit ATRIUM CREDIT UNION
Jan 2, 2024	Deed of Trust, Mortgage · Line of Credit AIM CU
Nov 21, 2017	Deed of Trust, Mortgage · ARM CENTERBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Recording Date	Jul 24, 2026
Property Address	609 JOHNSON ST, ALTA, IA 51002-1613
Document Number	0000001751
Instrument Date	Jul 20, 2026
Instrument	20261751
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 JOHNSON ST, ALTA, IA 51002-1613

Mortgage

Document Number	0000001751,
Date	Jul 24, 2026
Instrument	20261751

Lender

Name	CENTRAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 30, 2036

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Recording Date	Apr 7, 2026
Property Address	609 JOHNSON ST, ALTA, IA 51002-1613
Document Number	0000000777
Instrument Date	Apr 3, 2026
Instrument	2026777
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 JOHNSON ST, ALTA, IA 51002-1613
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000777,
Date	Apr 7, 2026
Instrument	2026777

Lender

Name	ATRIUM CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	609 JOHNSON ST, ALTA, IA 51002-1613
Transaction Type	Mortgage
Record Updated	Mar 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000240016
Date	Jan 2, 2024
Instrument	240016

Lender

Name	AIM CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2044

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUENA VISTA IA
Property Address	609 JOHNSON ST, ALTA, IA 51002-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000017/0000002903
Date	Nov 21, 2017
Book Page	0000000017/0000002903
Instrument	000000172903

Lender

Name	CENTERBANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	158 Months
Due	Jan 1, 2031

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Dec 1, 2022
Index	1-Year CMT

Tax Assessment & Valuation

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Alta City
County	Buena Vista County
Unified School District	Alta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,500 (+5.79%) Land $26,800 Building $204,700	$231,500 (+5.79%) Land $26,800 Building $204,700
2025	$3,078.00 (-6.95%) Homeowner's exemption	$218,820 (-) Land $15,300 Building $203,520	$218,820 (-) Land $15,300 Building $203,520
2024	$3,308.00 (+25.02%)
2023		$218,820 (+35.31%) Land $15,300 Building $203,520	$218,820 (+35.31%) Land $15,300 Building $203,520
2022	$2,646.00 Homeowner's exemption	$161,720 Land $15,300 Building $146,420
2021			$161,720 Land $15,300 Building $146,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALTA MUNICIPAL WATER PLANT serves 2,087 people · EPA ID IA1108025
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Northwest Communications Fixed Wireless	100 / 20

May also be available: Nextlink, T-Mobile.

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