609 Harvey St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 609 Harvey St, Ripon, WI 54971

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,176 sqft · built 1940
Lot Size	0.388 acres (16,901 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Mar 2012)
Tax Bill	$2,039 (2025)
Deeds & Mortgages	Oct 2017 Line of Credit Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RIP-16-14-99-BG-010-00`

Property Details

APN / Parcel Number

Primary APN	`RIP-16-14-99-BG-010-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,176 sqft Living Area
1st Floor Area	792 sqft
Attic	Attic
Attic Area	384 sqft
Basement Area	768 sqft
Family Room	Family Room
Game Room	Game Room

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	16,901 sqft (0.388 acres)
Lot Dimensions	17.8 ft deep x 9.5 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	122 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	609 HARVEY ST
City	RIPON
State	WI
Zip	54971-9557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Description	S28 T16N R14E BENSON'S ADDITION LOT 1
Legal Range	14E
Legal Township	16N
Legal Section	28
Legal Subdivision	BENSONS ADDITION
Legal Lot Number	1
Jurisdiction	FOND DU LAC WI
Township / Civil Division	RIPON
Census Block Group	3
Census Block	3019
Census Tract	41500

Owner

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	609 HARVEY ST, RIPON, WI 54971-9557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2017	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF BERLIN
Sep 22, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF BERLIN

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2012 · Amount on Record
Deed Sale	Mar 15, 2012 · Amount on Record
Deed Document Number	2012996209
Last Transfer Date	Aug 28, 2017
Transfer Doc	0001089893
Record Updated	Jun 8, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FOND DU LAC WI
Property Address	609 HARVEY ST, RIPON, WI 54971-9557
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1090543
Date	Oct 6, 2017
Instrument	1090543

Lender

Name	FIRST NATIONAL BANK OF BERLIN
Type	Bank
Address	BERLIN, WI 54923

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 25, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FOND DU LAC WI
Recording Date	Sep 22, 2017
Property Address	609 HARVEY ST, RIPON, WI 54971-9557
Document Number	0001089893
Instrument Date	Aug 28, 2017
Instrument	1089893
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 HARVEY ST, RIPON, WI 54971-9557

Mortgage

Document Number	0001089802
Date	Sep 22, 2017
Instrument	1089802

Lender

Name	FIRST NATIONAL BANK OF BERLIN
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Tax Assessment & Valuation

Source: Fond Du Lac County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Fond Du Lac County
Municipality	Ripon City
Unified School District	Ripon Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,039.00 (+15.52%)	$92,300 (-) Land $25,000 Building $67,300	$142,359 (+31.29%) Land $38,559 Building $103,800
2023	$1,765.00 Homeowner's exemption	$92,300 Land $25,000 Building $67,300	$108,435 Land $29,370 Building $79,065

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RIPON WATER UTILITY serves 7,716 people · EPA ID WI4200476
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 227 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Bertram Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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