Bay County property record for 609 Harrison St, Bay City, MI 48708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,056 sqft · built 2006 |
| Lot Size | 0.352 acres (15,333 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,500 (Dec 2015) |
| Tax Bill | $1,961 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 160-032-490-002-00 |
| Primary APN | 160-032-490-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,056 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 15,333 sqft (0.352 acres) |
| Lot Dimensions | 110 ft deep x 139 ft wide |
| Porch | Porch |
| Porch Area | 144 sqft |
| Patio Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Street Address | 609 HARRISON ST |
|---|---|
| City | BAY CITY |
| State | MI |
| Zip | 48708-8238 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 DUPLEX |
| Legal Description | COM AT NW COR LOT 1 BLK 6 TROMBLES DIV OF PORTSMOUTH TH N 86D47M25S E 110 FT ALG S LI OF 35TH ST, TH S 00D00M04S W 139.27 FT |
| Legal Subdivision | TROMBLES DIV |
| Legal Block | 6 |
| Legal Lot Number | 1-3 |
| Jurisdiction | BAY MI |
| Township / Civil Division | BAY CITY |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 280900 |
609 Harrison St is owned and occupied by an individual who bought it in December 2015.
Source: Bay County records, as of May 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 HARRISON ST, BAY CITY, MI 48708-8238 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2015 · Amount on File |
| Deed Sale | Dec 3, 2015 · Amount on File |
| Prior Sale | Aug 21, 2014 · Amount on File |
| Deed Book / Page | 3126 / 793 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 609 Harrison St was $1,961 with a homeowner's exemption.
Source: Bay County assessment roll, as of May 18, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Bay County |
| Municipality | Bay City |
| Unified School District | Bay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,961.00 Homeowner's exemption | $63,200 | $126,400 |
| 2023 | $46,250 | $92,500 | |
| 2022 | $1,714.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Harrison St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective February 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1986) |
| Most Recent Claim | Sep 1986 · Severe Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 Harrison St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BAY CITY serves 32,255 people · EPA ID MI0000470 |
|---|---|
| Water Source | Purchased surface water from BAY AREA WATER SYSTEM |
| Last State Inspection | Nov 2025 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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