609 Hancock St, New Bern, NC 28560 Property Records

Craven County property record for 609 Hancock St, New Bern, NC 28560

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 744 sqft · built 1920
Lot Size	0.087 acres (3,772 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Feb 2018)
Tax Bill	$2,418 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Mar 2019 Refinance + 2 more
Flood Zone	Zone X (moderate risk)
APN	`8-003-050`

Property Details

APN / Parcel Number

Primary APN	`8-003-050`
Alternative APN	`119652`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	744 sqft Living Area
1st Floor Area	744 sqft
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Metal
Lot Area	3,772 sqft (0.087 acres)
Storage Building	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	119652
Street Address	609 HANCOCK ST
City	NEW BERN
State	NC
Zip	28560-4011
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NC4
Legal Description	609 HANCOCK
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	3
Census Block	3008
Census Tract	960900

Owner

609 Hancock St is owned and occupied by an individual who bought it in February 2018.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	609 HANCOCK ST, NEW BERN, NC 28560-4011
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Mar 21, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA
May 21, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Feb 16, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2018 · Amount on File
Deed Sale	Feb 16, 2018 · Amount on File
Deed Document Number	201810018759
Deed Book / Page	3527 / 1068
Prior Transfer Date	Dec 6, 2012
Prior Transfer Doc	3153/0016
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	609 HANCOCK ST, NEW BERN, NC 28560-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003537/0000001491
Date	Jun 1, 2018
Book Page	0000003537/0000001491
Instrument	000010023125

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Amount	Amount on Record
Term	355 Months
Due	Jan 1, 2048

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	609 HANCOCK ST, NEW BERN, NC 28560-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3564/1515
Date	Mar 21, 2019
Book Page	3564/1515
Instrument	10035257

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	609 HANCOCK ST, NEW BERN, NC 28560-4011
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3613/1337
Date	May 21, 2020
Book Page	3613/1337
Instrument	10054807

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 12, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CRAVEN NC
Recording Date	Feb 16, 2018
Property Address	609 HANCOCK ST, NEW BERN, NC 28560-4011
Document Number	3527/1068
Book / Page	3527 / 1068
Instrument Date	Feb 14, 2018
Instrument	000010018759
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 HANCOCK ST, NEW BERN, NC 28560-4011

Tax Assessment & Valuation

The 2026 property tax bill for 609 Hancock St was $2,418, up 1.6% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,418.00 (+1.6%)	$271,340 (-1.89%) Land $50,400 Building $220,940	$271,340 (-1.89%) Land $50,400 Building $220,940
2025	$2,380.00	$276,580 Land $50,400 Building $226,180	$276,580 Land $50,400 Building $226,180
2023	$2,341.00 (+11.8%)	$276,580 (+41.69%) Land $50,400 Building $226,180	$276,580 Land $50,400 Building $226,180
2022	$2,094.00	$195,200 Land $72,000 Building $123,200
2018			$195,200 Land $72,000 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Hancock St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	2 (2011–2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Hancock St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BERN serves 37,884 people · EPA ID NC0425010
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Metronet.

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