609 Gray St, Edgefield, SC 29824 Property Records

Edgefield County property record for 609 Gray St, Edgefield, SC 29824 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Details	1 bd · 1,252 sqft · built 1940
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$69,900 (Apr 2017)
Tax Bill	$780 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Sep 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`116-12-03-011-000`

Property Details

APN / Parcel Number

Primary APN	`116-12-03-011-000`
Alternative APNs	`1161203011` `7894`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	1,252 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Exterior Material	Asbestos
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Account Number	7894
Old Parcel Number	1161203011
Street Address	609 GRAY ST
City	EDGEFIELD
State	SC
Zip	29824-3405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WATSON
Jurisdiction	EDGEFIELD SC
Township / Civil Division	EDGEFIELD
Census Block Group	1
Census Block	1006
Census Tract	970204

Owner

Source: Edgefield County records · APN 116-12-03-011-000

Assessment roll updated September 13, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	609 GRAY ST, EDGEFIELD, SC 29824-3405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK
Sep 07, 2017	Deed of Trust, Mortgage · Conventional Mortgage SECURITY FEDERAL BANK
Apr 26, 2017	Warranty Deed, Construction Loan · Construction Mortgage SECURITY FEDERAL BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 26, 2017 · Amount on Record
Deed Sale	Apr 26, 2017 · Amount on Record
Prior Sale	Jul 05, 2006 · Amount on Record
Deed Document Number	201700001521
Deed Book / Page	1625 / 299
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	609 GRAY ST, EDGEFIELD, SC 29824-3405
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01877/0167
Date	Apr 23, 2021
Book Page	1877/167
Instrument	202100001644

Lender

Name	SECURITY FEDERAL BANK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGEFIELD SC
Property Address	609 GRAY ST, EDGEFIELD, SC 29824-3405
Transaction Type	Mortgage
Record Updated	Aug 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01645/0046
Date	Sep 07, 2017
Book Page	1645/046
Instrument	201700003119

Lender

Name	SECURITY FEDERAL BANK
Type	Bank
Address	AIKEN, SC 29802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2047

April 2017: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	EDGEFIELD SC
Recording Date	Apr 26, 2017
Property Address	609 GRAY ST, EDGEFIELD, SC 29824-3405
Document Number	01625/0299
Book / Page	1625 / 299
Map Reference	MB 10 PG 67
Instrument Date	Apr 12, 2017
Instrument	201700001521
Transaction Type	Construction Loan
Record Updated	Aug 30, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$259.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 GRAY ST, EDGEFIELD, SC 29824-3405

Mortgage

Document Number	201700001522
Date	Apr 26, 2017
Instrument	201700001522

Lender

Name	SECURITY FEDERAL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	May 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	May 01, 2023
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	11.2%

Tax Assessment & Valuation

Source: Edgefield County records · Assessment roll updated September 13, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Edgefield County
Municipality	Edgefield Town
Unified School District	Edgefield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$79,275 (-15.32%) Building $79,275
2025	$780.00 (+6.12%)	$3,740 (-) Land $570 Building $3,170	$93,612 (-) Land $14,337 Building $79,275
2024	$735.00 (+3.67%)
2023	$709.00	$3,740 Land $570 Building $3,170	$93,612 Land $14,337 Building $79,275

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Edgefield County (45037C), updated September 14, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 57% of South Carolina
Wildfire Likelihood	About 1 in 990 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Vyve Broadband	Cable	1,000 / 50
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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