609 Grace St, Gastonia, NC 28052 Property Records

Gaston County property record for 609 Grace St, Gastonia, NC 28052

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,110 sqft · built 2022
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$325,000 (Mar 2022)
Tax Bill$3,486 (2026)
Deeds & MortgagesApr 2021 Mortgage
Mar 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN218510

Property Details

APN / Parcel Number

Primary APN218510

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,110 sqft Heated Area

Exterior

Year BuiltBuilt 2022
Effective Year BuiltEffective 2022
Architectural StyleConventional
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Street Address609 GRACE ST
CityGASTONIA
StateNC
Zip28052-2380
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF GASTONIA L 10 01 007 245 00 000
Legal SubdivisionS W BRADLEY ESTATE
JurisdictionGASTON NC
Township / Civil DivisionGASTONIA
Census Block Group2
Census Block2019
Census Tract32000

Owner

Source: Gaston County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address609 GRACE ST, GASTONIA, NC 28052-2380
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2021Deed of Trust, Mortgage · Commercial Mortgage
FINANCE OF AMERICA COMMERCIAL
Mar 31, 2022Warranty Deed, Transfer · FHA Mortgage
COLTEN MORTGAGE
Aug 5, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 30, 2017Grant Deed
ATTORNEY ONLY
Mar 17, 2017Warranty Deed, Transfer · Line of Credit
GEORGIA BKNG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2022 · Amount on Record
Deed SaleMar 31, 2022 · Amount on Record
Prior SaleAug 5, 2020 · Amount on Record
Deed Book / Page5324 / 2029
Prior Transfer DateMar 29, 2017
Prior Transfer Doc0049022320
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address609 GRACE ST, GASTONIA, NC 28052-2380
Transaction TypeMortgage
Record UpdatedNov 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address734 MOUNTAINWATER DR, CHARLOTTE, NC 28262-4339

Mortgage

Document Number0052141757
DateApr 1, 2021
Book Page5214/1757
Lender
NameFINANCE OF AMERICA COMMERCIAL
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term12 Months
DueApr 1, 2022

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 31, 2022
Property Address609 GRACE ST, GASTONIA, NC 28052-2380
Document Number0053242029
Book / Page5324 / 2029
Map ReferenceMB 77 PG 112
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedJun 10, 2022
Title CompanyBARRISTERS TITLE SERVICES/THE CARO, BARRISTERS TTL SVCS OF CAROL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address734 MOUNTAINWATER DR, 734, CHARLOTTE, NC 28262-4339

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 GRACE ST, GASTONIA, NC 28052-2380

Mortgage

Document Number0053242031
DateMar 31, 2022
Instrument5324/2031
Lender
NameCOLTEN MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateAug 5, 2020
Property Address609 GRACE ST, GASTONIA, NC 28052-2380
Document Number0051442002
Book / Page005144 / 002002
Instrument DateAug 3, 2020
Transaction TypeTransfer
Record UpdatedAug 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$160.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address734 MOUNTAINWATER DR CHARLOTTE NC 282624339, CHARLOTTE, NC 28262-4339

March 2017: Grant Deed

Document TypeGrant Deed
JurisdictionGASTON NC
Recording DateMar 30, 2017
Property Address609 GRACE ST, GASTONIA, NC 28052-2380
Document Number0049022320
Book / Page004902 / 002320
Instrument DateMar 29, 2017
Record UpdatedApr 13, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address156 S SOUTH ST #101 GASTONIA NC 280524216, 101, GASTONIA, NC 28052-4216

March 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 17, 2017
Property Address609 GRACE ST, GASTONIA, NC 28052-2380
Document Number0049002369
Book / Page004900 / 002369
Instrument DateMar 16, 2017
Transaction TypeTransfer
Record UpdatedApr 4, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address156 S SOUTH ST #101 GASTONIA NC 280524216, 101, GASTONIA, NC 28052-4216

Mortgage

Document Number49002375
DateMar 17, 2017
Book Page004900/002375
Lender
NameGEORGIA BKNG
TypeFunding / Finance Company
AddressATLANTA, GA 30339
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 16, 2018
Interest
Rate TypeAdjustable Rate

Mortgage

Document Number49002385,
DateMar 17, 2017
Book Page004900/002385
Lender
NameGEORGIA BKNG
TypeFunding / Finance Company
AddressATLANTA, GA 30339
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueMar 16, 2018
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityGastonia City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,486.00 (-0.99%)$326,100 (-) Land $10,000 Building $316,100
2023$3,521.00$326,100 Land $10,000 Building $316,100
2021$5,000 Land $5,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1991–1997)
Most Recent ClaimJun 1997 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTWO RIVERS UTILITIES
serves 96,714 people · EPA ID NC0136010
Water SourceSurface water
Last State InspectionApr 2026
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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