609 Golfterrace Rd, Stephen, MN 56757 Property Records

Marshall County property record for 609 Golfterrace Rd, Stephen, MN 56757

Property Summary

Property Type	Single Family Home
Details	1,444 sqft · built 1977
Lot Size	0.23 acres (10,040 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,436 (2026)
Flood Zone	Zone X (minimal risk)
APN	`56-0266-000`

Property Details

APN / Parcel Number

Primary APN	`56-0266-000`

Interior

Building Area	1,444 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	10,040 sqft (0.23 acres)
Garage Type	Attached
Garage Area	728 sqft

Location & Zoning

Street Address	609 GOLFTERRACE RD
City	STEPHEN
State	MN
Zip	56757
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GILLESPIES 2ND ADDN N 130 OF LOT 5
Legal Subdivision	GILLESPIES 2ND ADDN
Legal Block	1
Legal Lot Number	5
Jurisdiction	MARSHALL MN
Township / Civil Division	STEPHEN
Census Block Group	3
Census Block	3017
Census Tract	80300

Owner

Source: Marshall County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	609 GOLFTERRACE RD, STEPHEN, MN 56757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Marshall County assessment roll, as of September 2, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Marshall County
Municipality	Stephen City
Unified School District	Stephen-Argyle Central Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,436.00
2025		$165,900 (+9.87%) Land $8,800 Building $157,100	$165,900 (+9.87%) Land $8,800 Building $157,100
2023		$151,000 Land $8,800 Building $142,200	$151,000 Land $8,800 Building $142,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	106 (1978–2011)
Claims Outside the SFHA	7 of 106
Most Recent Claim	May 2011 · Severe Storms And Flooding
Claims by Event	Flooding, Apr 2006 · 9 claims Severe Flooding, High Winds,severe Storms, Apr 1997 · 40 claims Flooding And Severe Storms, May 1996 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stephen serves 568 people · EPA ID MN1450009
Water Source	Purchased groundwater from Kittson Marshall Water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wikstrom Telephone Company Fiber	1,000 / 500
Midco Fixed Wireless	100 / 20