Travis County property record for 609 Gernard St, Austin, TX 78751
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,340 sqft · built 1949 |
| Lot Size | 0.171 acres (7,479 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,056 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0224070403 |
| Primary APN | 0224070403 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Year Built | Built 1949 |
|---|---|
| Construction Type | Wood Frame |
| Lot Area | 7,479 sqft (0.171 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 44 sqft |
| Patio Area | 240 sqft |
| Account Number | 223230 |
|---|---|
| Old Parcel Number | 02240704030000 |
| Street Address | 609 GERNARD ST |
| City | AUSTIN |
| State | TX |
| Zip | 78751-1805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 22-24 BLK C MURRAY PLACE |
| Legal Subdivision | MURRAY PLACE |
| Legal Block | C |
| Legal Lot Number | 22-24 24 |
| Jurisdiction | TRAVIS TX |
| Township / Civil Division | AUSTIN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 305 |
Source: Travis County records, as of November 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 609 GERNARD ST, AUSTIN, TX 78751-1805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 22, 2026 | Deed of Trust, Mortgage · Line of Credit VELOCITY CREDIT UNION |
| Jan 6, 2020 | Deed of Trust, Mortgage VELOCITY CU |
| Oct 10, 2017 | Deed of Trust, Mortgage VELOCITY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 6, 2003 |
| Deed Sale | Jan 6, 2003 |
| Deed Document Number | 2003002108 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Recording Date | Apr 22, 2026 |
| Property Address | 609 GENARD ST, AUSTIN, TX 78751-1805 |
| Document Number | 0000046018 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202646018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 609 GENARD ST, AUSTIN, TX 78751-1805 |
| Document Number | 0000046018, |
|---|---|
| Date | Apr 22, 2026 |
| Instrument | 202646018 |
| Name | VELOCITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 1, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 609 GENARD ST, AUSTIN, TX 78751-1805 |
| Document Number | 0000004767 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 609 GENARD ST AUSTIN TX 787511805, AUSTIN, TX 78751-1805 |
| Document Number | 0000004767 |
|---|---|
| Date | Jan 13, 2020 |
| Instrument | 4767 |
| Name | VELOCITY CU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78701-2621 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Jan 12, 2025 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRAVIS TX |
| Property Address | 609 GENARD ST, AUSTIN, TX 78751-1805 |
| Document Number | 0000167309 |
| Instrument Date | Oct 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 609 GENARD ST AUSTIN TX 787511805, AUSTIN, TX 78751-1805 |
| Document Number | 0000167309 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 167309 |
| Name | VELOCITY CU |
|---|---|
| Type | Credit Union |
| Address | AUSTIN, TX 78701-2621 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Oct 17, 2022 |
Source: Travis County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Austin City |
| County | Travis County |
| Unified School District | Austin Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $541,052 (-18.28%) Land $429,610 Building $111,442 | $541,052 (-18.28%) Land $429,610 Building $111,442 | |
| 2024 | $6,056.00 (-20.05%) | ||
| 2023 | $662,120 Land $450,000 Building $212,120 | $662,120 Land $450,000 Building $212,120 | |
| 2022 | $7,575.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 27 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 units insured incl. 12 condo units |
| Nearby Flood Claims | 3 (1981–2015) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AUSTIN WATER & WASTEWATER serves 1,115,323 people · EPA ID TX2270001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Feb 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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