Middlesex County and Reading Town property record for 609 Gazebo Cir, Reading, MA 01867
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 1,178 sqft · built 1996 |
| Lot Size | 10.2 acres (444,444 sqft) |
| Owner | Individual Name on File |
| Last Sale | $587,000 (Aug 2025) |
| Tax Bill | $5,598 (2026) |
| Deeds & Mortgages | Jun 2021 Refinance Aug 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13A000006090 |
| Primary APN | 13A000006090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,178 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Tar & Gravel |
| Lot Area | 444,444 sqft |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Account Number | 13A000006090 |
|---|---|
| Street Address | 609 GAZEBO CIR |
| City | READING |
| State | MA |
| Zip | 01867-4062 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | SUMMIT VILLAGE CONDO |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 334400 |
609 Gazebo Cir, a condominium, is owned by an individual who bought it in August 2025.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 609 GAZEBO CIR, 609, READING, MA 01867-4062 |
| Owner Type | Individual |
| Vesting | Individual(s) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA |
| Aug 29, 2025 | Quit Claim Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jun 28, 2018 | Condominium Deed, Transfer · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2025 · Amount on File |
| Deed Sale | Aug 29, 2025 · Amount on File |
| Prior Sale | Jun 28, 2018 · Amount on File |
| Deed Book / Page | 84553 / 168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 609 GAZEBO CIR, READING, MA 01867-4062 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 078057-242 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 78057/242 |
| Instrument | 139261 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Aug 29, 2025 |
| Property Address | 609 GAZEBO CIR, READING, MA 01867-4062 |
| Document Number | 084553-168 |
| Book / Page | 84553 / 168 |
| Instrument Date | Aug 29, 2025 |
| Instrument | 104290 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 GAZEBO CIR # 609, 609, READING, MA 01867-4062 |
| Document Number | 0000104291 |
|---|---|
| Date | Aug 29, 2025 |
| Instrument | 104291 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2055 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jun 28, 2018 |
| Property Address | 609 GAZEBO CIR, READING, MA 01867-4062 |
| Document Number | 71229-572 |
| Book / Page | 071229 / 000572 |
| Instrument Date | Jun 15, 2018 |
| Instrument | 94446 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,938.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 GAZEBO CIR READING MA 018674062, READING, MA 01867-4062 |
| Document Number | 71230-1 |
|---|---|
| Date | Jun 28, 2018 |
| Book Page | 071230/000001 |
| Instrument | 94449 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 27, 2048 |
The 2026 property tax bill for 609 Gazebo Cir was $5,598, down 0.7% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,598.00 (-0.67%) | $510,800 (+3.23%) Building $510,800 | $527,457 (-4.16%) |
| 2025 | $5,636.00 (+0.41%) | $494,800 (+3.32%) Building $494,800 | $550,335 (+0.82%) |
| 2024 | $5,613.00 (-0.23%) | $478,900 (+7.16%) Building $478,900 | $545,870 |
| 2023 | $5,626.00 | $446,900 Building $446,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Gazebo Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1982–1996) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 1996 · Extreme Weather Conditons And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 Gazebo Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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