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609 Garfield St, Oceanside, CA 92054 Property Records

San Diego County property record for 609 Garfield St, Oceanside, CA 92054

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,207 sqft · built 1958
Lot Size0.138 acres (6,000 sqft)
Owner2 Company Names on Record
Last Sale$117,000 (Apr 1997)
Tax Bill$2,181 (2025)
Deeds & MortgagesAug 2021 Transfer
Oct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN150-253-03-00

Property Details

APN / Parcel Number

Primary APN150-253-03-00
Alternative APN
  • 1503220300

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,207 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area6,000 sqft (0.138 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Old Parcel Number1503220300
Street Address609 GARFIELD ST
CityOCEANSIDE
StateCA
Zip92054-4211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionBLK 3 LOTS 5 & 6 TR 000151
Legal SubdivisionWILSON & PATTONS SUB
Legal Tract000151
Legal Block3
Legal Lot Number5,6
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2005
Census Tract18202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address609 GARFIELD ST, OCEANSIDE, CA 92054-4211
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 23, 2021Intrafamily Transfer, Transfer
Oct 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
RUEDY & STITES ADVERTISING COMPANY RUEDY & STITES ADVERTISING COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 22, 1997 · Amount on Record
Deed SaleApr 22, 1997 · Amount on Record
Prior SaleAug 7, 1986 · Amount on Record
Deed Document Number1997185317
Last Transfer DateOct 25, 2024
Transfer Doc0000303590
Record UpdatedSep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateAug 23, 2021
Property Address609 GARFIELD ST, OCEANSIDE, CA 92054-4211
Document Number0000596630
Map ReferenceMAP 151
Instrument DateAug 11, 2021
Instrument2021-0596630
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 GARFIELD ST, OCEANSIDE, CA 92054-4211

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address609 GARFIELD ST, OCEANSIDE, CA 92054-4211
Document Number0000606742
Instrument DateOct 2, 2020
Transaction TypeMortgage
Record UpdatedOct 15, 2020
Title CompanyFINANCIAL TITLE, FIN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address609 GARFIELD ST OCEANSIDE CA 920544211, OCEANSIDE, CA 92054-4211

Mortgage

Document Number0000606742
DateOct 7, 2020
Instrument606742
Lender
NameRUEDY & STITES ADVERTISING COMPANY RUEDY & STITES ADVERTISING COMPANY
TypeBank
AddressDENVER, CO 80222
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 6, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$194,321 (+2%) Land $67,646 Building $126,675
2025$2,181.00 (+5.21%)$190,512 (+4.04%) Land $66,320 Building $124,192
2023$2,073.00 (+1.52%)$183,116 Land $63,746 Building $119,370
2022$2,042.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: GeoLinks.

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