Cook County property record for 609 Franklin Ave, River Forest, IL 60305
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,178 sqft · built 1898 |
| Lot Size | 0.348 acres (15,150 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $465,000 (Feb 1998) |
| Tax Bill | $20,993 (2023) |
| Deeds & Mortgages | Oct 2023 Transfer May 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-12-110-007 |
| Primary APN | 15-12-110-007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,178 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 15,150 sqft (0.348 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Street Address | 609 FRANKLIN AVE |
|---|---|
| City | RIVER FOREST |
| State | IL |
| Zip | 60305-1721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (LATHROPS) RESUB OF PT OF LATHROP & SEAVERNS ADD TO R IVER FOREST RESUB OF ALL PT LYING E OF PK AVE TOGETHER WITH E 3/5 OF BL |
| Legal Range | 12E |
| Legal Township | 39N |
| Legal Section | 12 |
| Legal Subdivision | SEAVERNS ADD |
| Legal Block | 15 |
| Legal Lot Number | 8,7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RIVER FOREST |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 812000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | River Forest Historic District listed 1977 · 620 contributing resources · NRIS 77000483 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
609 Franklin Ave is owner-occupied and held in a trust since August 2023.
Source: Cook County records, as of May 27, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 24, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| May 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit US BK |
| Aug 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Oct 11, 2017 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 1998 · Amount on File |
| Deed Sale | Feb 3, 1998 · Amount on File |
| Deed Document Number | 1998938 |
| Last Transfer Date | Aug 18, 2023 |
| Transfer Doc | 0000012084 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Oct 24, 2023 |
| Property Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Document Number | 0029712084 |
| Instrument Date | Aug 18, 2023 |
| Instrument | 2329712084 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0014428343 |
|---|---|
| Date | May 24, 2021 |
| Instrument | 2114428343 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2036 |
| Rate | 2.37% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Document Number | 2031319060 |
| Instrument Date | Aug 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 609 FRANKLIN AVE RIVER FOREST IL 603051721, RIVER FOREST, IL 60305-1721 |
| Document Number | 2031319060 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 31319060 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 9, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Document Number | 1924601042 |
| Instrument Date | Aug 26, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 609 FRANKLIN AVE CHICAGO IL 60605, CHICAGO, IL 60605 |
| Document Number | 1924601042 |
|---|---|
| Date | Sep 3, 2019 |
| Instrument | 24601042 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 2, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 609 FRANKLIN AVE, RIVER FOREST, IL 60305-1721 |
| Document Number | 1729757099 |
| Instrument Date | Oct 11, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 1, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 609 FRANKLIN AVE RIVER FOREST IL 603051721, RIVER FOREST, IL 60305-1721 |
| Document Number | 1729757099 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 29757099 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | River Forest Township |
| Municipality | River Forest Village |
| Secondary School District | Oak Park and River Forest District 200 (09 - 12) |
| Elementary School District | River Forest School District 90 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $82,569 Land $19,695 Building $62,874 | $825,690 Land $196,950 Building $628,740 | |
| 2023 | $20,993.00 (+6.01%) | ||
| 2022 | $19,803.00 (+3.69%) Homeowner's exemption | $64,747 (-) Land $17,043 Building $47,704 | $647,470 (-) Land $170,430 Building $477,040 |
| 2021 | $19,099.00 Homeowner's exemption | $64,747 Land $17,043 Building $47,704 | $647,470 Land $170,430 Building $477,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 Franklin Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 Franklin Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIVER GROVE serves 10,282 people · EPA ID IL0312640 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 457 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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