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609 Flora Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 609 Flora Dr, Oceanside, CA 92057 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,224 sqft · built 1971
Lot Size0.145 acres (6,300 sqft)
OwnerIndividual Name on File
Last Sale$94,500 (May 1987)
Tax Bill$6,503 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN122-210-08-00

Property Details

APN / Parcel Number

Primary APN122-210-08-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,224 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleContemporary
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area6,300 sqft (0.145 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address609 FLORA DR
CityOCEANSIDE
StateCA
Zip92057-3628
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 269 TR 006537
Legal SubdivisionMESA MARGARITA
Legal Tract006537
Legal Block1
Legal Lot Number269
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1011
Census Tract18620

Owner

Source: San Diego County records · APN 122-210-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address609 FLORA DR, OCEANSIDE, CA 92057-3628
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Jul 05, 2023Deed of Trust, Mortgage · VA Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Aug 06, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 15, 1987 · Amount on Record
Deed SaleMay 15, 1987 · Amount on Record
Prior SaleApr 06, 1983 · Amount on Record
Deed Document Number1987267319
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateMay 11, 2026
Property Address609 FLORA DR, OCEANSIDE, CA 92057-3628
Document Number0000133585
Instrument DateMay 04, 2026
Instrument2026133585
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address609 FLORA DR, OCEANSIDE, CA 92057-3628

Mortgage

Document Number0000133585,
DateMay 11, 2026
Instrument2026133585
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate6.46%
Max Rate-1%

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address609 FLORA DR, OCEANSIDE, CA 92057-3628
Transaction TypeMortgage
Record UpdatedJul 13, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address609 FLORA DR, OCEANSIDE, CA 92057-3628

Mortgage

Document Number0000175530
DateJul 05, 2023
Instrument2023-0175530
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term346 Months
DueMay 01, 2052

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address609 FLORA DR, OCEANSIDE, CA 92057-3628
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000438203
DateAug 06, 2020
Instrument2020-0438203
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term285 Months
DueMay 01, 2044

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$188,144 (+2%) Land $80,631 Building $107,513
2025$6,503.00 (-0.29%) Veteran's exemption$184,455 (+4.04%) Land $79,050 Building $105,405
2024$6,522.00 (-0.82%)
2023$6,576.00 (-1.28%)$177,294 Land $75,981 Building $101,313
2022$6,661.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 504 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsFiber2,000 / 35
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
VerizonFixed Wireless300 / 20
AT&TDSL100 / 20

May also be available at this address: T-Mobile USA, Cox Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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