609 Eva Cir, Spring Lake, NC 28390 Property Records

Cumberland County property record for 609 Eva Cir, Spring Lake, NC 28390

Property Summary

Property TypeRural Home
Details3 bd · 1 ba · 832 sqft · built 1959
Lot Size0.34 acres (14,810 sqft)
OwnerIndividual Name on Record
Last Sale$45,000 (Sep 2023)
Tax Bill$1,764 (2026)
Deeds & MortgagesDec 2025 Line of Credit
Sep 2023 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN0501-88-5282

Property Details

APN / Parcel Number

Primary APN0501-88-5282
Alternative APN
  • 0501.08885282

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area832 sqft Heated Area
1st Floor Area832 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleTraditional
Exterior MaterialWood Siding
Foundation TypeStone
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area14,810 sqft (0.34 acres)
Lot Dimensions189 ft deep x 137 ft wide
PorchSlab
Porch Area48 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC
Heating FuelElectric

Location & Zoning

Street Address609 EVA CIR
CitySPRING LAKE
StateNC
Zip28390-2707
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeR6
Legal DescriptionHOLLANDALE LO:8 SE:01 BL:C PL:0020-0013
Legal SubdivisionTOWN OF SPRING LAKE
Legal BlockC
Legal Lot Number8
JurisdictionCUMBERLAND NC
Township / Civil DivisionMANCHESTER
Census Block Group1
Census Block1015
Census Tract3502

Owner

Source: Cumberland County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address108 SEQUOIA CT, CARY, NC 27513-4754
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Dec 17, 2025Deed of Trust, Mortgage · Line of Credit
CROSSCOUNTRY MORTGAGE LLC
Sep 27, 2023Warranty Deed, Subdivision Related Transfer
Mar 16, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
J MAC PROPERTIES LLC
Apr 20, 2021Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2023 · Amount on Record
Deed SaleSep 27, 2023 · Amount on Record
Prior SaleMar 16, 2022 · Amount on Record
Deed Document Number202330585
Deed Book / Page11829 / 499
Last Transfer DateJan 13, 2025
Transfer Doc0121550294
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCUMBERLAND NC
Property Address609 EVA CIR, SPRING LAKE, NC 28390-2707
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0124030470
DateDec 17, 2025
Book Page12403/470
Instrument39678
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Address2160 SUPERIOR AVE, CLEVELAND, OH 44114
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 5, 2056
Interest
Change FrequencyMonthly

September 2023: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateSep 27, 2023
Property Address609 EVA CIR, SPRING LAKE, NC 28390-2707
Document Number0118290499
Book / Page11829 / 499
Instrument DateSep 14, 2023
Instrument30585
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 10, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2306 OLD HUMBLE MILL RD, ASHEBORO, NC 27205-7884

Transferred To (Grantee/Buyer)

NameVerified Name
Address108 SEQUOIA CT, CARY, NC 27513-4754

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCUMBERLAND NC
Recording DateMar 16, 2022
Property Address609 EVA CIR, SPRING LAKE, NC 28390-2707
Document Number0114190532
Book / Page11419 / 532
Map ReferencePL 20 PG 13
Instrument DateMar 11, 2022
Instrument10909
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$53.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 87167, FAYETTEVILLE, NC 28304-7167

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 OLD HUMBLE MILL RD, ASHEBORO, NC 27205-7884

Mortgage

Document Number0000010910
DateMar 16, 2022
Instrument10910
Lender
NameJ MAC PROPERTIES LLC
TypeNon-Lending Institution
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term13 Months
DueApr 1, 2023

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionCUMBERLAND NC
Recording DateApr 20, 2021
Property Address609 EVA CIR, SPRING LAKE, NC 28390-2707
Document Number0110960809
Book / Page11096 / 809
Instrument DateApr 20, 2021
Instrument18285
Transaction TypeTransfer
Record UpdatedAug 22, 2022

Transaction

AmountAmount Recorded
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Notice of Trustee Sale
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2307 ROLLING HILL RD, FAYETTEVILLE, NC 28304-3740

Tax Assessment & Valuation

Source: Cumberland County assessment roll, as of December 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCumberland County
MunicipalitySpring Lake Town
Unified School DistrictCumberland County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,764.00
2025$1,764.00 (+79.45%)$46,334 (+36.89%) Land $11,500 Building $34,834$46,334 (+36.89%) Land $11,500 Building $34,834
2024$983.00 (+15.92%)$33,848 (-) Land $6,500 Building $27,348$33,848 (-) Land $6,500 Building $27,348
2023$33,848 Land $6,500 Building $27,348$33,848 Land $6,500 Building $27,348
2022$848.00 (+3.54%)
2019$819.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF SPRING LAKE
serves 11,725 people · EPA ID NC0326020
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
currently in violation since Sep 2026
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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