609 Engleside St, Monroe, NC 28110 Property Records

Union County property record for 609 Engleside St, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	2 bd · 1 ba · 688 sqft · built 1970
Lot Size	0.303 acres (13,199 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Dec 2019)
Tax Bill	$304 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Jun 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`09-267-073B`

Property Details

APN / Parcel Number

Primary APN	`09-267-073B`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	688 sqft Living Area
1st Floor Area	688 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,199 sqft (0.303 acres)
Porch	Slab
Porch Area	120 sqft
Shed	1 Shed

Location & Zoning

Street Address	609 ENGLESIDE ST
City	MONROE
State	NC
Zip	28110-2421
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	OT MONROE
Legal Description	FOURTH TRACT 7530-667
Legal Subdivision	FITZGERALD PROPERTY
Legal Tract	7530
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3021
Census Tract	20406

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10414 CULLEN CT, CHARLOTTE, NC 28278-8024
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2023	Deed of Trust, Mortgage ARKETHA HOOVER
Jun 29, 2021	Deed of Trust, Mortgage · Commercial Mortgage CONSTRUCTIVE LOANS LLC
Jul 9, 2020	Deed of Trust, Construction Loan · Construction Mortgage ERIC D & JILL S TRIMMER
Dec 20, 2019	Grant Deed, Transfer ATTORNEY ONLY
Dec 2, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Deed Document Number	201937651
Deed Book / Page	7530 / 667
Prior Transfer Date	May 9, 2005
Prior Transfer Doc	3782735
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	609 ENGLESIDE ST, MONROE, NC 28110-2421
Transaction Type	Mortgage
Record Updated	Jul 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008739607
Date	Jul 6, 2023
Book Page	8739/607
Instrument	16084

Lender

Name	ARKETHA HOOVER
Type	Private Party

Agreement

Amount	Amount Recorded
Term	11 Months
Due	Jun 23, 2024

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	609 ENGLESIDE ST, MONROE, NC 28110-2421
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008152634
Date	Jun 29, 2021
Book Page	8152/634
Instrument	30618

Lender

Name	CONSTRUCTIVE LOANS LLC
Type	Non-Lending Institution
Address	VILLA PARK, IL 60181

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	UNION NC
Recording Date	Jul 9, 2020
Property Address	609 ENGLESIDE ST, MONROE, NC 28110-2421
Document Number	7729529
Book / Page	007729 / 000529
Instrument Date	Jul 9, 2020
Instrument	25202
Transaction Type	Construction Loan
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	609 ENGLESIDE ST MONROE NC 281102421, MONROE, NC 28110-2421

Mortgage

Document Number	7729529
Date	Jul 9, 2020
Book Page	007729/000529
Instrument	25202

Lender

Name	ERIC D & JILL S TRIMMER
Address	4475 ESTATE DR, YORK, PA 17408-8875

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 8, 2021

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NC
Recording Date	Dec 20, 2019
Property Address	609 ENGLESIDE ST, MONROE, NC 28110-2421
Document Number	7546790
Book / Page	007546 / 000790
Instrument Date	Dec 19, 2019
Instrument	40077
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	609 ENGLESIDE ST MONROE NC 281102421, MONROE, NC 28110-2421

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 2, 2019
Property Address	609 ENGLESIDE ST, MONROE, NC 28110-2421
Document Number	7530667
Book / Page	007530 / 000667
Instrument Date	Nov 27, 2019
Instrument	37651
Transaction Type	Transfer
Record Updated	Dec 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$200.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2117 SAVANNAH HILLS DR MATTHEWS NC 281053205, MATTHEWS, NC 28105-3205

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,800 (-) Land $30,200 Building $4,600	$34,800 (-) Land $30,200 Building $4,600
2025	$304.00 (-49.42%)	$34,800 (-36.96%) Land $30,200 Building $4,600	$34,800 (-36.96%) Land $30,200 Building $4,600
2023	$601.00	$55,200 Land $15,900 Building $39,300	$55,200 Land $15,900 Building $39,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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