609 Emerson Dr, Rockwall, TX 75087 Property Records

Rockwall County property record for 609 Emerson Dr, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,498 sqft · built 2018
Lot Size	0.188 acres (8,176 sqft)
Owner	2 Individual Names on File
Last Sale	$356,000 (Apr 2019)
Tax Bill	$4,461 (2025)
Deeds & Mortgages	May 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R97619`

Property Details

APN / Parcel Number

Primary APN	`R97619`
Alternative APNs	`S5113-000X-0003-00-0R` `97619`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,498 sqft Living Area
Gross Area	3,261 sqft
1st Floor Area	2,498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,176 sqft (0.188 acres)
Lot Dimensions	136 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	532 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	609 EMERSON DR
City	ROCKWALL
State	TX
Zip	75087-0150
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STONE CREEK PH VIII, BLOCK X, LOT 3
Legal Subdivision	STONE CREEK PH VIII
Legal Tract	3
Legal Block	X
Legal Lot Number	3
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	1
Census Block	1031
Census Tract	40202

Owner

609 Emerson Dr is owned and occupied by two individuals who bought it in April 2019.

Source: Rockwall County records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 EMERSON DR, ROCKWALL, TX 75087-0150
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 8, 2019	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage HOMESERVICES LENDING LLC
Oct 12, 2018	Vendor's Lien, Transfer · Construction Mortgage WASHINGTON FEDERAL NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2019 · Amount on File
Deed Sale	Apr 8, 2019 · Amount on File
Prior Sale	Oct 12, 2018 · Amount on File
Deed Document Number	20195029
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	609 EMERSON DR, ROCKWALL, TX 75087-0150
Transaction Type	Mortgage
Record Updated	Oct 18, 2022
Title Company	FAIR TEXAS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009261
Date	May 6, 2020
Instrument	20200000009261

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

April 2019: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Apr 8, 2019
Property Address	609 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000005029
Map Reference	CAB J PG 289
Instrument Date	Apr 8, 2019
Instrument	20190000005029
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 18, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 EMERSON DR, ROCKWALL, TX 75087-0150

Mortgage

Document Number	0000005030
Date	Apr 8, 2019
Instrument	20190000005030

Lender

Name	HOMESERVICES LENDING LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	ROCKWALL TX
Recording Date	Oct 12, 2018
Property Address	609 EMERSON DR, ROCKWALL, TX 75087-0150
Document Number	0000018385
Map Reference	CAB J PG 289
Instrument Date	Oct 11, 2018
Instrument	20180000018385
Transaction Type	Transfer
Record Updated	Oct 18, 2022
Title Company	BENCHMARK TITLE LLC HH

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8214 WESTCHESTER DR STE 710, 710, DALLAS, TX 75225-6133
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018386
Date	Oct 12, 2018
Instrument	20180000018386

Lender

Name	WASHINGTON FEDERAL NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 609 Emerson Dr was $4,461 with exemptions applied, down 17.7% from the year before.

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,663 (+1%)	$596,019 (-0.82%) Land $133,860 Building $462,159
2025	$4,461.00 (-17.72%) Homeowner's exemption Senior Citizen's exemption	$541,512	$600,935 Land $133,860 Building $467,075
2024	$5,422.00
2023	$5,422.00 Homeowner's exemption Senior Citizen's exemption	$609,861 Land $160,000 Building $449,861	$609,861 Land $160,000 Building $449,861
2021	$6,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Emerson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 609 Emerson Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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