Chesapeake City property record for 609 Emerald Ct, Chesapeake, VA 23320
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,940 sqft · built 1986 |
| Lot Size | 0.351 acres (15,290 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Jul 2023) |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Jul 2023 Sale & Mortgage Jun 2023 Transfer + 1 more |
| APN | 0374002000250 |
| Primary APN | 0374002000250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,940 sqft Living Area |
| 1st Floor Area | 1,750 sqft |
| Attic | Attic |
| Attic Area | 286 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 15,290 sqft (0.351 acres) |
| Lot Dimensions | 170 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 162 sqft |
| Deck Area | 286 sqft |
| Patio Area | 444 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 609 EMERALD CT |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23320-3158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15S: RESI |
| Legal Description | 31 TALLWOOD EST PH TWO |
| Legal Subdivision | CLEARFIELD,CLEARFIELD ESTATES,TALLWOOD |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20804 |
Source: Chesapeake City records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVY FEDERAL CREDIT UNION |
| Jun 2, 2023 | Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY |
| Jun 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage THRIVE MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2023 · Amount on Record |
| Deed Sale | Jul 31, 2023 · Amount on Record |
| Prior Sale | Jun 29, 2021 · Amount on Record |
| Prior Transfer Date | May 30, 2023 |
| Prior Transfer Doc | 010667/871 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jul 31, 2023 |
| Property Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 10682/1410 |
| Book / Page | 10682 / 1410 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 230015999 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2023 |
| Title Company | PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 0230016001 |
|---|---|
| Date | Jul 31, 2023 |
| Instrument | 230016001 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 2, 2023 |
| Property Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 010667/871 |
| Book / Page | 10667 / 871 |
| Instrument Date | May 30, 2023 |
| Instrument | 230011499 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 29, 2021 |
| Property Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 10399/925 |
| Book / Page | 10399 / 925 |
| Instrument Date | Jun 16, 2021 |
| Instrument | 210029614 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2021 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 EMERALD CT, CHESAPEAKE, VA 23320-3158 |
| Document Number | 210029615 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 210029615 |
| Name | THRIVE MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Chesapeake City assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 (+2.79%) | $429,800 (+12.48%) Land $160,000 Building $269,800 | $429,800 (+12.48%) Land $160,000 Building $269,800 |
| 2024 | $4,223.00 (+44.62%) | ||
| 2023 | $382,100 (+11.95%) Land $145,000 Building $237,100 | $382,100 (+11.95%) Land $145,000 Building $237,100 | |
| 2022 | $341,300 Land $130,000 Building $211,300 | $341,300 Land $130,000 Building $211,300 | |
| 2019 | $2,920.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (2010–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Oct 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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