Onslow County property record for 609 Elm St, Jacksonville, NC 28540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,070 sqft · built 1956 |
| Lot Size | 0.263 acres (11,465 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jan 2021) |
| Tax Bill | $1,549 (2026) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 416-90 |
| Primary APN | 416-90 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,070 sqft Living Area |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,465 sqft (0.263 acres) |
| Lot Dimensions | 147 ft deep x 78 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 469088000 |
|---|---|
| Street Address | 609 ELM ST |
| City | JACKSONVILLE |
| State | NC |
| Zip | 28540-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF-7 |
| Legal Description | L5 BU NORTHWOODS |
| Legal Subdivision | NEW RIVER HOMES INC |
| Legal Block | U |
| Legal Lot Number | 5 |
| Jurisdiction | ONSLOW NC |
| Township / Civil Division | JACKSONVILLE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 1500 |
609 Elm St is owned and occupied by two individuals who bought it in January 2021.
Source: Onslow County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 ELM ST, JACKSONVILLE, NC 28540-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 27, 2021 | Warranty Deed, Transfer · VA Mortgage NAVY FCU |
| Dec 28, 2018 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 27, 2021 · Amount on File |
| Deed Sale | Jan 27, 2021 · Amount on File |
| Prior Sale | Dec 28, 2018 · Amount on File |
| Deed Book / Page | 5370 / 116 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Jan 27, 2021 |
| Property Address | 609 ELM ST, JACKSONVILLE, NC 28540-4903 |
| Document Number | 0053700116 |
| Book / Page | 5370 / 116 |
| Map Reference | MB 4 PG 52 |
| Instrument Date | Jan 13, 2021 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $220.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 609 ELM ST, JACKSONVILLE, NC 28540-4903 |
| Investor | Possibly a Property Investor |
| Document Number | 0005370120 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 5370/120 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONSLOW NC |
| Recording Date | Dec 28, 2018 |
| Property Address | 609 ELM ST, JACKSONVILLE, NC 28540-4903 |
| Document Number | 0048790974 |
| Book / Page | 4879 / 974 |
| Map Reference | MB 4 PG 52 |
| Instrument Date | Dec 19, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $170.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 609 ELM ST, 609, JACKSONVILLE, NC 28540-4903 |
| Name | Verified Name |
|---|---|
| Address | 609 ELM ST, JACKSONVILLE, NC 28540-4903 |
| Document Number | 0004879979 |
|---|---|
| Date | Dec 28, 2018 |
| Instrument | 4879/979 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 609 Elm St was $1,549.
Source: Onslow County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Onslow County |
| Municipality | Jacksonville City |
| Unified School District | Onslow County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,549.00 | $219,787 Land $60,000 Building $159,787 | $219,787 Land $60,000 Building $159,787 |
| 2023 | $1,513.00 | $120,584 Land $30,000 Building $90,584 | $120,584 Land $30,000 Building $90,584 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 609 Elm St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 8 (1996–2018) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 609 Elm St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF JACKSONVILLE serves 49,093 people · EPA ID NC0467010 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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