White County property record for 609 Elm St, Carmi, IL 62821
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.265 acres (11,542 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $159,000 (Apr 2025) |
| Tax Bill | $833 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-13-305-005 |
| Primary APN | 13-13-305-005 |
|---|---|
| Alternative APN |
|
| Lot Area | 11,542 sqft (0.265 acres) |
|---|
| Street Address | 609 ELM ST |
|---|---|
| City | CARMI |
| State | IL |
| Zip | 62821-1259 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 017 BLK 000 PLT 620 WOODS PASTURE SUB DIV SW SEC 13 & SE 14-5-9 E 18' L7 & L17 & NW PT L18 320-324 376-102 390-33 402-128 |
| Legal Subdivision | WOODS PASTURE SUBDIV |
| Legal Lot Number | 17 |
| Jurisdiction | WHITE IL |
| Township / Civil Division | CARMI |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 958100 |
609 Elm St is owned and occupied by two individuals who bought it in April 2025.
Source: White County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 609 ELM ST, CARMI, IL 62821-1259 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on File |
| Deed Sale | Apr 21, 2025 · Amount on File |
| Prior Sale | Oct 29, 2021 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 609 Elm St was $833 with exemptions applied.
Source: White County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Carmi City |
| County | White County |
| County Subdivision | Carmi Township |
| Unified School District | Carmi-White County Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $833.00 Homeowner's exemption Senior Citizen's exemption | $164,310 Land $11,016 Building $153,294 | |
| 2024 | $54,770 Land $3,672 Building $51,098 | ||
| 2022 | $2,315.00 Homeowner's exemption Senior Citizen's exemption | $43,030 Land $2,885 Building $40,145 | $129,090 Land $8,655 Building $120,435 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 609 Elm St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective February 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1993–2017) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Apr 2017 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 609 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMI serves 6,307 people · EPA ID IL1930100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sparklight Cable | 1,000 / 50 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink, Verizon.
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