609 Elderberry Ct, McKinney, TX 75072 Property Records

Collin County property record for 609 Elderberry Ct, McKinney, TX 75072

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,186 sqft · built 2001
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$828,856 (May 2026)
Tax Bill	$11,419 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R-4118-00A-0500-1`

Property Details

APN / Parcel Number

Primary APN	`R-4118-00A-0500-1`
Alternative APNs	`000002082397` `2082397`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,186 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	2,036 sqft
2nd Floor Area	1,151 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Attached
Garage Area	451 sqft
Parking Spaces	2 Parking Spaces
Pool Area	505 sqft
Porch	Covered Patio/Porch
Porch Area	520 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	609 ELDERBERRY CT
City	MCKINNEY
State	TX
Zip	75072-6721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	HACKBERRY RIDGE, BLK A, LOT 50
Legal Subdivision	HACKBERRY RIDGE (CMC)
Legal Block	A
Legal Lot Number	50
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1001
Census Tract	30525

Owner

609 Elderberry Ct is owned and occupied by an individual who bought it in May 2026.

Source: Collin County records, as of June 1, 2026

Owner of Record	Individual Name on File
Mailing Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 19, 2026	Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Aug 7, 2023	Vendor's Lien, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
May 29, 2020	Deed of Trust, Mortgage FIRST RATE FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2026 · Amount on File
Deed Sale	May 19, 2026 · Amount on File
Prior Sale	Aug 7, 2023 · Amount on File
Deed Document Number	202667066
Prior Transfer Date	Feb 27, 2012
Prior Transfer Doc	0000228070
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001436850
Date	Jul 16, 2021
Instrument	20210716001436850

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	May 19, 2026
Property Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721
Document Number	0000067066
Instrument Date	May 14, 2026
Instrument	202667066
Transaction Type	Transfer
Record Updated	Jun 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721

Mortgage

Document Number	0000067067,
Date	May 19, 2026
Instrument	202667067

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Aug 7, 2023
Property Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721
Document Number	2023000090003
Map Reference	VOL L PG 425
Instrument Date	Aug 7, 2023
Instrument	2023000090003
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3604 SNOWMASS LN, MCKINNEY, TX 75070-6118

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721

Mortgage

Document Number	2023000090004
Date	Aug 7, 2023
Instrument	2023000090004

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	609 ELDERBERRY CT, MCKINNEY, TX 75072-6721
Document Number	0000848300
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 ELDERBERRY CT MCKINNEY TX 750726721, MCKINNEY, TX 75072-6721

Mortgage

Document Number	0000848300
Date	Jun 8, 2020
Instrument	848300

Lender

Name	FIRST RATE FIN'L
Type	Funding / Finance Company
Address	FRISCO, TX 75035

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 609 Elderberry Ct was $11,419 with a homeowner's exemption, down 4.5% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,419.00 (-4.48%) Homeowner's exemption	$777,321 Land $168,000 Building $609,321	$777,321 Land $168,000 Building $609,321
2024	$11,955.00
2023		$698,402 (+15%) Land $168,000 Building $530,402	$698,402 (+15%) Land $168,000 Building $530,402
2022	$10,268.00 Homeowner's exemption	$607,313 Land $168,000 Building $439,313	$607,313 Land $168,000 Building $439,313

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Elderberry Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Elderberry Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 512 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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