609 el Camino Ave, Modesto, CA 95350 Property Records

Stanislaus County property record for 609 el Camino Ave, Modesto, CA 95350

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,236 sqft · built 1953
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Jul 2022)
Tax Bill	$4,682 (2026)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-039-049-000`

Property Details

APN / Parcel Number

Primary APN	`112-039-049-000`
Alternative APNs	`1123949000` `1123949`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Wood
Lot Area	8,712 sqft (0.2 acres)
View / Lot	Irregular Lot
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	609 EL CAMINO AVE
City	MODESTO
State	CA
Zip	95350-5601
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	RICE COLONY
Legal Block	2
Legal Lot Number	3&4
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2003
Census Tract	1002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	609 EL CAMINO AVE, MODESTO, CA 95350-5601
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 12, 2022	Grant Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	Sep 21, 2016 · Amount on Record
Deed Document Number	202248748
Prior Transfer Date	Sep 16, 2016
Prior Transfer Doc	0000072551
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	609 EL CAMINO AVE, MODESTO, CA 95350-5601
Transaction Type	Mortgage
Record Updated	Sep 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 EL CAMINO AVE, MODESTO, CA 95350-5601

Mortgage

Document Number	0000042675
Date	Sep 11, 2023
Instrument	2023-0042675

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	MODESTO, CA 95351

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	Sep 1, 2063

July 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 12, 2022
Property Address	609 EL CAMINO AVE, MODESTO, CA 95350-5601
Document Number	0000048748
Map Reference	VOL 14 PG 8
Instrument Date	Jun 21, 2022
Instrument	2022-0048748
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	CYPRESS TITLE CORP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	609 EL CAMINO AVE, MODESTO, CA 95350-5601

Mortgage

Document Number	0000048749
Date	Jul 12, 2022
Instrument	2022-0048749

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Mortgage

Document Number	0000048750
Date	Jul 12, 2022
Instrument	2022-0048750

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Sep 3, 2052

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,682.00 (-9.44%)	$404,000 (-8.63%) Land $230,000 Building $174,000
2025	$5,170.00 (+6.25%)	$442,170 (+4.04%) Land $249,696 Building $192,474
2023	$4,866.00 (+47.37%)	$425,000 Land $240,000 Building $185,000
2022	$3,302.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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