609 Eisenhower St, Bartow, FL 33830 Property Records

Polk County property record for 609 Eisenhower St, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,230 sqft · built 2020
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on File
Last Sale	$251,800 (Aug 2020)
Tax Bill	$2,562 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-13-359367-000360`

Property Details

APN / Parcel Number

Primary APN	`25-29-13-359367-000360`
Alternative APNs	`132925359367000360` `32925000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,230 sqft Living Area
Gross Area	2,692 sqft
1st Floor Area	2,230 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	5,502 sqft (0.126 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Unfinished Open Porch
Porch Area	170 sqft

Location & Zoning

Street Address	609 EISENHOWER ST
City	BARTOW
State	FL
Zip	33830-9707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY RIDGE PHASE ONE PB 173 PGS 11-13 LOT 36
Legal Range	25E
Legal Township	29S
Legal Section	13
Legal Subdivision	LIBERTY RIDGE PHASE ONE
Legal Phase	1
Legal Block	2
Legal Lot Number	36
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2062
Census Tract	14600

Owner

609 Eisenhower St is owned and occupied by two individuals who bought it in August 2020.

Source: Polk County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	609 EISENHOWER ST, BARTOW, FL 33830-9707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 31, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2020 · Amount on File
Deed Sale	Aug 31, 2020 · Amount on File
Deed Document Number	2020178451
Deed Book / Page	11355 / 995
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	609 EISENHOWER ST, BARTOW, FL 33830-9707
Transaction Type	Mortgage
Record Updated	Oct 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	609 EISENHOWER ST, BARTOW, FL 33830-9707

Mortgage

Document Number	0000222981
Date	Sep 23, 2025
Book Page	13708/1382
Instrument	2025222981

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Oct 6, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Aug 31, 2020
Property Address	609 EISENHOWER ST, BARTOW, FL 33830-9707
Document Number	0113550995
Book / Page	011355 / 000995
Instrument Date	Aug 26, 2020
Instrument	178451
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 16, 2020
Title Company	CALATLANTIC TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	609 EISENHOWER ST BARTOW FL 338309707, BARTOW, FL 33830-9707

Mortgage

Document Number	113550999
Date	Aug 31, 2020
Book Page	011355/000999
Instrument	178452

Lender

Name	EAGLE HM MTG
Type	Mortgage Company
Address	MIAMI, FL 33172-3139

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 30, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 609 Eisenhower St was $2,562 with a homeowner's exemption, down 20.6% from the year before.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,850 (+2.7%)	$250,739 (-11.05%) Land $44,000 Building $206,739
2025	$2,562.00 (-20.58%) Homeowner's exemption	$238,413	$281,896 Land $44,000 Building $237,896
2024	$3,226.00 (+6.68%)
2023	$3,024.00 (+2.89%) Homeowner's exemption	$224,946 (+3%)	$302,399 (+10.09%) Land $42,000 Building $260,399
2022	$2,939.00 Homeowner's exemption	$218,394	$274,672 Land $35,000 Building $239,672

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 609 Eisenhower St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 609 Eisenhower St is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 45% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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